White Oak Capital - Ultra Short Duration Fund · Regular · Growth
NAV
₹1461.0801
as of 29 Sept 2026
Expense Ratio
1.02%
AUM
₹567 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.82%
- 3Y
- +6.43%
- 5Y
- +5.72%
- Since Inception
- +5.32%
SIP returns (XIRR)
- 1Y
- +6.03%
- 3Y
- +6.25%
- 5Y
- +6.19%
- Since Inception
- +5.75%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,08,233 today — ₹4,15,000 invested, 5.8% XIRR.
₹4,15,000
Invested
₹5,08,233
Value today
5.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,43,047 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,22,239.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,39,586 today (1.40×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.52
Sharpe Ratio
—
Alpha
—
Beta
-0.62
Sortino
0.39%
Std Dev
-0.09%
Max Drawdown
Performance Comparison
Related reading
Thinking about White Oak Capital - Ultra Short Duration Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Indian Bank (04/12/2026) #8.42%
- 2National Bank For Agriculture And Rural Development (17/02/2027) #8.30%
- 3Bank Of Baroda (08/03/2027) ** #7.94%
- 48.9% Muthoot Finance Limited (17/06/2027) **4.29%
- 57.9% Lic Housing Finance Limited (23/06/2027) **4.29%
- 67.14% Bajaj Housing Finance Limited (26/02/2027) **4.27%
- 7Canara Bank (14/09/2026) ** #4.27%
- 8Punjab National Bank (15/09/2026) #4.27%
- 9Axis Bank Limited (07/12/2026) ** #4.21%
- 10Small Industries Dev Bank Of India (04/02/2027) ** #4.16%
What this fund does
White Oak Capital - Ultra Short Duration Fund · Regular · Growth by WhiteOak Capital Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
White Oak Capital - Ultra Short Duration Fund · Regular · Growth is a Ultra Short Term mutual fund offered by WhiteOak Capital Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹567 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index. The current expense ratio is 1.02%.