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ABSL Bal Bhavishya Yojna · Regular · Growth

Aditya Birla Sun Life Mutual Fund

#55 of 83 (1Y)

NAV

₹20.2700

as of 16 Jun 2026

Expense Ratio

2.17%

AUM

₹1,154 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+2.95%
3Y
+11.84%
5Y
+9.04%
Since Inception
+10.10%

SIP returns (XIRR)

1Y
+4.46%
3Y
+7.17%
5Y
+9.56%
Since Inception
+10.46%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹44,000

Invested

₹62,562

Value today

9.6%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,957

Value today

9.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,40,000

Withdrawn

₹13,31,379

Corpus left

+₹7,71,379 net gain — withdrew ₹4,40,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹11,65,486

Value today

-0.7%

vs lumpsum

Direct lumpsum would have beaten STP by 0.7% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,65,176

Value today

2.7×

Multiple

Staying invested through that crash turned ₹1L into ₹2,65,176 — a 2.7× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.13

Sharpe Ratio

Alpha

Beta

-0.13

Sortino

14.96%

Std Dev

-15.26%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseAditya Birla Sun Life Mutual Fund
CategoryOther
BenchmarkNIFTY 500 TRI
Launch Date22 Jan 2019
AMFI Code146409
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹500

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA- Regular - IDCW

Holding% NAV

Investment Objective

ABSL Bal Bhavishya Yojna · Regular · Growth by Aditya Birla Sun Life Mutual Fund is a Other fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Other category.

About This Fund

ABSL Bal Bhavishya Yojna · Regular · Growth is a Other mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,154 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.17%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations