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SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansABSL Bal Bhavishya Yojna · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹20.0600
as of 30 Sept 2026
Expense Ratio
2.17%
AUM
₹1,174 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.77%
- 3Y
- +8.49%
- 5Y
- +7.55%
- Since Inception
- +9.55%
SIP returns (XIRR)
- 1Y
- -0.07%
- 3Y
- +4.34%
- 5Y
- +8.12%
- Since Inception
- +9.45%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,73,230 today — ₹4,15,000 invested, 9.3% XIRR.
₹4,15,000
Invested
₹5,73,230
Value today
9.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹2,00,000 today (10.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹14,26,770.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹2,71,816 today (2.72×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.43
Sharpe Ratio
—
Alpha
—
Beta
0.43
Sortino
13.51%
Std Dev
-15.26%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks16.44%
- IT - Software7.04%
- Retailing6.68%
- Finance4.48%
- Consumer Durables3.58%
- Auto Components3.53%
- Petroleum Products3.34%
- Pharmaceuticals & Biotechnology3.33%
- Non - Ferrous Metals3.30%
- Industrial Products3.20%
- Healthcare Services3.05%
- Financial Technology (Fintech)2.76%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.5.97%
- 2Hdfc Bank Ltd.3.37%
- 3Reliance Industries Ltd.3.34%
- 4Axis Bank Ltd.2.78%
- 5Infosys Ltd.2.47%
- 6Bharti Airtel Ltd.2.39%
- 7Meesho Ltd.2.21%
- 8State Bank Of India2.16%
- 9Shriram Finance Ltd.2.10%
- 10Hindalco Industries Ltd.2.08%
Investment objective — in the AMC’s words
The investment objective of the scheme is to seek generation of capital appreciation by creating a portfolio that is predominantly investing in equity & equity related securities and debt and money market instruments.
About This Fund
ABSL Bal Bhavishya Yojna · Regular · Growth is a Children's Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,174 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Parents or guardians planning for their child's future education and other goals
- •SIP investors who can benefit from rupee cost averaging during market fluctuations