Aditya Birla Sun Life Digital India Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹148.5800
as of 29 Sept 2026
Expense Ratio
2.05%
AUM
₹3,793 Cr
Lumpsum returns (CAGR)
- 1Y
- -8.50%
- 3Y
- +2.25%
- 5Y
- +1.99%
- Since Inception
- +8.98%
SIP returns (XIRR)
- 1Y
- -9.61%
- 3Y
- -4.87%
- 5Y
- +1.23%
- Since Inception
- +14.28%
Returns calculated from 28 February 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,80,694 today — ₹6,00,000 invested, 13.1% XIRR.
₹6,00,000
Invested
₹11,80,694
Value today
13.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,34,572 today (15.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹31,65,021.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,80,694 in this fund vs ₹11,24,556 in the benchmark — outperformance of ₹34,704.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,77,970 today (3.78×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.26
Sharpe Ratio
-0.03
Alpha
0.30
Beta
-0.27
Sortino
18.21%
Std Dev
-25.92%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- IT - Software58.70%
- Retailing11.77%
- Telecom - Services6.92%
- IT - Services5.49%
- Commercial Services & Supplies3.95%
- Financial Technology (Fintech)2.09%
- Aerospace & Defense2.07%
- Automobiles1.04%
- Other Consumer Services0.89%
- Capital Markets0.77%
- Electrical Equipment0.49%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Infosys Ltd.9.97%
- 2Tech Mahindra Ltd.7.38%
- 3Tata Consultancy Services Ltd.7.02%
- 4Bharti Airtel Ltd.6.92%
- 5Eternal Ltd.6.55%
- 6Coforge Ltd.5.45%
- 7Persistent Systems Ltd.5.01%
- 8Ltm Ltd.4.80%
- 9Hcl Technologies Ltd.4.16%
- 10Swiggy Ltd.4.12%
Investment objective — in the AMC’s words
The primary investment objective of the scheme is to generate long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of IDCW.
About This Fund
Aditya Birla Sun Life Digital India Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹3,793 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE Teck. The current expense ratio is 2.05%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations