ICICI Prudential Banking and Financial Services Fund · Regular · Growth
NAV
₹130.8400
as of 31 Jul 2026
Expense Ratio
1.79%
AUM
₹10,651 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.37%
- 3Y
- +9.14%
- 5Y
- +9.83%
- Since Inception
- +15.41%
SIP returns (XIRR)
- 1Y
- -2.00%
- 3Y
- +6.26%
- 5Y
- +9.53%
- Since Inception
- +14.43%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,46,820 today — ₹5,95,000 invested, 11.0% XIRR.
₹5,95,000
Invested
₹10,46,820
Value today
11.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,03,996 today (11.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹19,93,143.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,46,820 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹1,70,587.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,52,194 today (3.52×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
+0.01
Alpha
0.30
Beta
0.03
Sortino
14.18%
Std Dev
-17.17%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks51.39%
- Finance24.58%
- Insurance13.75%
- Capital Markets4.76%
- Commercial Services & Supplies0.24%
Each sector links to the mutual funds most exposed to it.
Thinking about ICICI Prudential Banking and Financial Services Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Compare with Similar Funds
Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.13.68%
- 2Hdfc Bank Ltd.12.83%
- 3Axis Bank Ltd.8.60%
- 4Kotak Mahindra Bank Ltd.6.79%
- 5State Bank Of India6.28%
- 6Sbi Life Insurance Company Ltd.4.01%
- 7Lic Housing Finance Ltd.3.48%
- 8Sbi Cards & Payment Services Ltd.2.87%
- 9Hdfc Life Insurance Company Ltd.2.83%
- 10Bajaj Finserv Ltd.2.17%
Investment Objective
ICICI Prudential Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
ICICI Prudential Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹10,651 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 1.79%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations