Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth
Aditya Birla Sun Life Mutual Fund
₹365.6695
₹0.28 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹365.6695
₹0.28 (+0.08%)
29 May 2026
AMFI: 122644
Direct · Growth
₹₹376.5012
₹0.29 (+0.08%)
29 May 2026
AMFI: 122646
Regular · IDCW
₹₹101.1050
₹0.08 (+0.08%)
29 May 2026
AMFI: 122649
Direct · IDCW
₹₹99.9829
₹0.08 (+0.08%)
29 May 2026
AMFI: 122645
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Pre-2011 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹0.01/month became
Real NAV backtest from day one
₹3
Invested
₹31
Value today
17.9%
XIRR (p.a.)
₹0.01/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹36,567
Value today
16.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,75,000
Withdrawn
₹2,11,27,437
Corpus left
+₹2,15,02,437 net gain — withdrew ₹13,75,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,50,349
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,50,349 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹86,913
Regular plan
₹85,874
Direct earns ₹1,039 more on a ₹60K investment — 0.17% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.64
Sharpe Ratio
—
Alpha
—
Beta
0.77
Sortino
0.60%
Std Dev
-0.22%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Government of India (22/09/2033) IN0020200120 | 6.22% |
Union Bank of India (16/03/2027) ** # INE692A16LS3 | 1.71% |
Small Industries Development Bank of India (18/02/2027) ** # INE556F16CB4 | 1.55% |
Axis Bank Limited (16/10/2026) ** # INE238AD6BJ6 | 1.41% |
HDFC Bank Limited (14/12/2026) # INE040A16IJ0 | 1.39% |
HDFC Bank Limited (24/02/2027) ** # INE040A16IO0 | 1.20% |
HDFC Bank Limited (09/03/2027) ** # INE040A16IT9 | 1.20% |
Small Industries Development Bank of India (28/10/2026) ** # INE556F16BO9 | 1.05% |
National Bank For Agriculture and Rural Development (27/01/2027) ** # INE261F16AG4 | 1.03% |
Bank of Baroda (05/02/2027) ** # INE028A16LH3 | 1.03% |
HDFC Bank Limited (15/02/2027) ** # INE040A16JC3 | 1.03% |
Export Import Bank of India (01/03/2027) ** # INE514E16CP6 | 1.03% |
Punjab National Bank (04/03/2027) ** # INE160A16UM5 | 1.03% |
Punjab National Bank (12/03/2027) ** # INE160A16UV6 | 1.03% |
National Bank For Agriculture and Rural Development (17/03/2027) ** # INE261F16AP5 | 0.96% |
HDFC Bank Limited (21/12/2026) ** # INE040A16II2 | 0.87% |
Small Industries Development Bank of India (14/01/2027) ** # INE556F16BV4 | 0.86% |
Government of India (18/06/2031) IN0020240076 | 0.81% |
Bank of Baroda (25/11/2026) ** # INE028A16KK9 | 0.70% |
Punjab National Bank (15/12/2026) ** # INE160A16TZ9 | 0.69% |
Canara Bank (29/01/2027) ** # INE476A16G36 | 0.69% |
| Security | % NAV |
|---|---|
7.30% Bharti Telecom Limited (01/12/2027) ** INE403D08306 | 3.87% |
7.48% National Bank For Agriculture and Rural Development (15/09/2028) INE261F08EO7 | 2.92% |
7.20% Knowledge Realty Trust (26/09/2028) ** INE1JAR07010 | 2.17% |
7.70% National Bank For Agriculture and Rural Development (30/09/2027) ** INE261F08EI9 | 1.65% |
7.55% REC Limited (31/10/2026) ** INE020B08FH7 | 1.64% |
7.21% Embassy Office Parks REIT (17/03/2028) ** INE041007167 | 1.64% |
8.07% SMFG India Home Finance Company Limited (10/09/2027) ** INE213W07293 | 1.28% |
7.3064% Aditya Birla Housing Finance Limited (22/05/2028) ** INE831R07581 | 1.27% |
7.96% Embassy Office Parks REIT (27/09/2027) ** INE041007142 | 1.25% |
6.60% REC Limited (30/06/2027) ** INE020B08FZ9 | 1.19% |
7.59% REC Limited (31/05/2027) ** INE020B08FA2 | 1.17% |
7.55% Poonawalla Fincorp Limited (25/03/2027) ** INE511C07946 | 1.09% |
7.732% Axis Finance Limited (12/06/2028) ** INE891K07AF9 | 1.09% |
6.40% NHPC Limited (12/08/2027) ** INE848E08375 | 1.08% |
7.37% Axis Finance Limited (23/08/2028) ** INE891K07AG7 | 1.08% |
6.66% National Bank For Agriculture and Rural Development (12/10/2028) ** INE261F08EP4 | 1.07% |
Radhakrishna Securitisation Trust 2025-1 (28/09/2028) ** INE2I7H15018 | 1.02% |
7.835% LIC Housing Finance Limited (11/05/2027) ** INE115A07QO2 | 0.99% |
7.60% Poonawalla Fincorp Limited (28/05/2027) ** INE511C07870 | 0.91% |
6.85% National Bank For Agriculture and Rural Development (19/01/2029) ** INE261F08EQ2 | 0.90% |
7.08% ICICI Home Finance Company Limited (12/11/2027) (FRN) ** INE071G07751 | 0.88% |
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027) ** INE774D07VG6 | 0.80% |
7.44% National Bank For Agriculture and Rural Development (24/02/2028) ** INE261F08EK5 | 0.77% |
7.6937% Nexus Select Trust (28/05/2027) ** INE0NDH07043 | 0.73% |
7.51% Small Industries Development Bank of India (12/06/2028) ** INE556F08KU4 | 0.73% |
8.10% Bajaj Housing Finance Limited (08/07/2027) ** INE377Y07482 | 0.73% |
7.40% National Bank For Agriculture and Rural Development (29/04/2030) ** INE261F08EL3 | 0.72% |
7.02% Bajaj Housing Finance Limited (26/05/2028) ** INE377Y07565 | 0.72% |
7.11% Bajaj Finance Limited (10/07/2028) ** INE296A07TM8 | 0.72% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth by Aditya Birla Sun Life Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Aditya Birla Sun Life Floating Rate Fund-Regular Plan-Growth is a Floater Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 22 years. The current expense ratio is 0.45%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations