Nippon India Floating Interest Rates Fund · Regular · Growth
NAV
₹48.2669
as of 30 Sept 2026
Expense Ratio
0.65%
AUM
₹7,556 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.02%
- 3Y
- +7.08%
- 5Y
- +6.25%
- Since Inception
- +7.39%
SIP returns (XIRR)
- 1Y
- +4.89%
- 3Y
- +6.50%
- 5Y
- +6.69%
- Since Inception
- +7.25%
Returns calculated from 17 June 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,48,052 today — ₹2,95,000 invested, 6.7% XIRR.
₹2,95,000
Invested
₹3,48,052
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,388 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹10,05,828.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,16,977 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.08
Sharpe Ratio
—
Alpha
—
Beta
-0.08
Sortino
1.13%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with NIPPON INDIA FLOATING INTEREST RATES FUND - IDCW Option
- 17.96% Pipeline Infrastructure Private Limited**3.39%
- 27.57% Indian Railway Finance Corporation Limited**3.34%
- 3Mahindra & Mahindra Financial Services Limited**2.66%
- 4National Bank For Agriculture And Rural Development**2.58%
- 57.64% National Bank For Agriculture And Rural Development**2.39%
- 6Hdfc Bank Limited2.25%
- 78.54% Rec Limited**2.19%
- 87.4% Summit Digitel Infrastructure Limited**2.12%
- 98.15% Jio Credit Limited**2.00%
- 107.45% Bharti Telecom Limited**1.96%
What this fund does
Nippon India Floating Interest Rates Fund · Regular · Growth by Nippon India Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
Nippon India Floating Interest Rates Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹7,556 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY SHORT DURATION DEBT INDEX A-II. The current expense ratio is 0.65%.