Aditya Birla Sun Life Gilt Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹81.2866
as of 29 Sept 2026
Expense Ratio
1.14%
AUM
₹1,403 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.10%
- 3Y
- +4.90%
- 5Y
- +4.37%
- Since Inception
- +8.08%
SIP returns (XIRR)
- 1Y
- +2.03%
- 3Y
- +3.06%
- 5Y
- +4.26%
- Since Inception
- +7.27%
Returns calculated from 22 March 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,92,004 today — ₹6,00,000 invested, 5.4% XIRR.
₹6,00,000
Invested
₹7,92,004
Value today
5.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,81,525 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,23,243.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,40,772 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.25
Sharpe Ratio
—
Alpha
—
Beta
-1.20
Sortino
4.48%
Std Dev
-5.96%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (22/04/2064)30.13%
- 2Government Of India (18/05/2066)14.27%
- 3Government Of India (19/06/2053)13.31%
- 4Government Of India (18/08/2055)8.17%
- 5Government Of India (05/08/2054)6.10%
- 6Government Of India (25/11/2074)4.72%
- 7Government Of India (30/10/2034) (Frb)4.15%
- 8Government Of India (22/02/2061)2.16%
- 9State Government Securities (29/04/2048)2.04%
- 10State Government Securities (11/03/2047)2.03%
What this fund does
Aditya Birla Sun Life Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Aditya Birla Sun Life Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹1,403 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index. The current expense ratio is 1.14%.