Aditya Birla Sun Life Liquid Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹449.7193
as of 02 Aug 2026
Expense Ratio
0.35%
AUM
₹60,607 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.34%
- 3Y
- +6.89%
- 5Y
- +6.20%
- Since Inception
- +7.12%
SIP returns (XIRR)
- 1Y
- +6.59%
- 3Y
- +6.72%
- 5Y
- +6.68%
- Since Inception
- +6.80%
Returns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,08,317 today — ₹5,95,000 invested, 6.0% XIRR.
₹5,95,000
Invested
₹8,08,317
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,80,331 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,94,992.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹1,42,024 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-11.78
Sharpe Ratio
—
Alpha
—
Beta
-11.43
Sortino
0.16%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Days T-Bill - 06aug20263.36%
- 2182 Days T-Bill - 09july20262.62%
- 391 Days T-Bill - 13aug20262.46%
- 4Hdfc Bank Limited (11/09/2026) #2.25%
- 5City Union Bank Limited (10/09/2026) ** #1.86%
- 6National Bank For Agriculture And Rural Development (11/09/2026)1.59%
- 7182 Days T-Bill - 23jul20261.57%
- 8Bank Of Baroda (14/08/2026) ** #1.56%
- 9Union Bank Of India (04/09/2026) ** #1.55%
- 10Sundaram Finance Limited (11/09/2026) **1.51%
Investment Objective
Aditya Birla Sun Life Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Aditya Birla Sun Life Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 29 years. It manages assets worth ₹60,607 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.35%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations