Aditya Birla Sun Life Liquid Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹453.9973
as of 29 Sept 2026
Expense Ratio
0.35%
AUM
₹60,607 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.42%
- 3Y
- +6.85%
- 5Y
- +6.29%
- Since Inception
- +7.11%
SIP returns (XIRR)
- 1Y
- +6.50%
- 3Y
- +6.65%
- 5Y
- +6.66%
- Since Inception
- +6.79%
Returns calculated from 07 October 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,17,023 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,17,023
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,80,070 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,83,678.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,43,375 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-10.20
Sharpe Ratio
—
Alpha
—
Beta
-10.24
Sortino
0.17%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Day T-Bill 05.11.263.26%
- 2Union Bank Of India (01/10/2026) **#2.78%
- 3Hdfc Bank Ltd. (11/09/2026) **#2.22%
- 4182 Day T-Bill 10.09.261.79%
- 5City Union Bank Ltd. (10/09/2026) **#1.72%
- 691 Day T-Bill 12.11.261.67%
- 7Hdfc Bank Ltd. (06/11/2026) **#1.63%
- 8National Bank For Agriculture And Rural Development (11/09/2026) **1.43%
- 9364 Day T-Bill 08.10.261.42%
- 10Export-Import Bank Of India (04/11/2026) **1.37%
Investment objective — in the AMC’s words
An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.
About This Fund
Aditya Birla Sun Life Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 29 years. It manages assets worth ₹60,607 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Crisil Liquid Overnight Index. The current expense ratio is 0.35%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations