Aditya Birla Sun Life Multi Asset Allocation Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹16.4523
as of 29 Sept 2026
Expense Ratio
1.78%
AUM
₹6,638 Cr
Lumpsum returns (CAGR)
- 1Y
- +8.06%
- 3Y
- +13.84%
- 5Y
- —
- Since Inception
- +14.57%
SIP returns (XIRR)
- 1Y
- +2.73%
- 3Y
- +10.58%
- 5Y
- —
- Since Inception
- +12.00%
Returns calculated from 31 January 2023 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,02,117 today — ₹1,75,000 invested, 10.0% XIRR.
₹1,75,000
Invested
₹2,02,117
Value today
10.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,47,881 today (14.0% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹1,25,209 today (1.25×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.77
Sharpe Ratio
—
Alpha
—
Beta
0.72
Sortino
11.34%
Std Dev
-12.98%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks13.33%
- Auto Components6.48%
- Retailing5.71%
- IT - Software5.11%
- Pharmaceuticals & Biotechnology3.28%
- Finance3.24%
- Petroleum Products2.88%
- Realty2.57%
- Insurance2.37%
- Transport Infrastructure1.81%
- Telecom - Services1.78%
- Diversified FMCG1.77%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Aditya Birla Sun Life Gold Etf10.64%
- 2Icici Bank Ltd.4.08%
- 3Axis Bank Ltd.2.85%
- 4Aditya Birla Sun Life Silver Etf2.52%
- 5Reliance Industries Ltd.1.94%
- 6Government Of India (16/02/2031)1.89%
- 7Bharti Airtel Ltd.1.78%
- 8Infosys Ltd.1.77%
- 9Meesho Ltd.1.69%
- 10Sedemac Mechatronics Ltd.1.59%
Investment objective — in the AMC’s words
The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities, & units of REITs & InvITs.
About This Fund
Aditya Birla Sun Life Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹6,638 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 5% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver. The current expense ratio is 1.78%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations