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Multi Asset / Dynamicregulargrowth📊 5% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver

Aditya Birla Sun Life Multi Asset Allocation Fund-Regular Growth

Aditya Birla Sun Life Mutual Fund

#8 of 28 (1Y)

₹16.5662

0.13 (-0.77%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹16.5662

0.13 (-0.77%)

29 May 2026

AMFI: 151309

Direct · Growth

₹₹17.3597

0.13 (-0.76%)

29 May 2026

AMFI: 151307

Regular · IDCW

₹₹13.9491

0.11 (-0.77%)

29 May 2026

AMFI: 151310

Direct · IDCW

₹₹15.6932

0.12 (-0.76%)

29 May 2026

AMFI: 151308

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.89%
1 Month-0.23%
3 Months-1.24%
6 Months+5.16%
1 Year+14.81%
3 Years (CAGR)+16.75%
5 Years (CAGR)-18.53%
10 Years (CAGR)-9.74%
Since Inception (Jan 2003)+2.19%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+12.96%
3 Year SIP+14.70%
5 Year SIP+13.59%
Since Inception (Jan 2003)

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹28,000

Invested

₹31,391

Value today

+12.1%

Abs. return

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹828

Value today

2.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹14,00,000

Withdrawn

₹87,090

Corpus left

+₹4,87,090 net gain — withdrew ₹14,00,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,93,972

Value today

+0.0%

vs lumpsum

STP beat direct lumpsum by 0.0% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,65,662

Value today

1.7×

Multiple

Staying invested through that crash turned ₹1L into ₹1,65,662 — a 1.7× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹27,047

Regular plan

₹92,642

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseAditya Birla Sun Life Mutual Fund
CategoryMulti Asset / Dynamic
Plan Typeregular
Optiongrowth
AUM₹6,061 Cr
Expense Ratio1.75%
Min SIP₹100
Min Lumpsum₹500
Benchmark5% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver
Launch Date13 Jan 2003
AMFI Code151309

Risk Metrics

Trailing 1 year, annualised

0.57

Sharpe Ratio

Alpha

Beta

0.52

Sortino

11.69%

Std Dev

-12.98%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity2 holdings · 2.3%
Security% NAV

NEXUS SELECT TRUST

INE0NDH25011

1.20%

NEXUS SELECT TRUST

INE0NDH25011

1.12%
Debt2 holdings · 4.4%
Security% NAV

Government of India (16/02/2031)

IN0020250141

2.40%

Government of India (16/02/2031)

IN0020250141

1.96%
Fund Units4 holdings · 26.6%
Security% NAV

Aditya Birla Sun Life Gold ETF

INF209KB18D3

10.27%

Aditya Birla Sun Life Gold ETF

INF209KB18D3

10.22%

ADITYA BIRLA SUN LIFE SILVER ETF

INF209KB19F6

3.12%

ADITYA BIRLA SUN LIFE SILVER ETF

INF209KB19F6

2.99%
Other42 holdings · 74.3%
Security% NAV

ICICI Bank Limited

INE090A01021

4.34%

ICICI Bank Limited

INE090A01021

4.14%

Axis Bank Limited

INE238A01034

3.27%

Axis Bank Limited

INE238A01034

3.25%

Reliance Industries Limited

INE002A01018

2.62%

Reliance Industries Limited

INE002A01018

2.54%

Infosys Limited

INE009A01021

2.50%

Bharti Airtel Limited

INE397D01024

2.25%

Bharti Airtel Limited

INE397D01024

2.17%

Infosys Limited

INE009A01021

2.15%

Larsen & Toubro Limited

INE018A01030

2.08%

Larsen & Toubro Limited

INE018A01030

2.00%

HDFC Bank Limited

INE040A01034

1.94%

HDFC Bank Limited

INE040A01034

1.86%

Hindustan Unilever Limited

INE030A01027

1.84%

Hindustan Unilever Limited

INE030A01027

1.83%

Kotak Mahindra Bank Limited

INE237A01036

1.69%

Kotak Mahindra Bank Limited

INE237A01036

1.67%

Bank of Maharashtra

INE457A01014

1.64%

Thermax Limited

INE152A01029

1.60%

Tech Mahindra Limited

INE669C01036

1.45%

Bank of Maharashtra

INE457A01014

1.41%

Thermax Limited

INE152A01029

1.41%

Tech Mahindra Limited

INE669C01036

1.40%

Torrent Pharmaceuticals Limited

INE685A01028

1.33%

Hindalco Industries Limited

INE038A01020

1.29%

Eternal Limited

INE758T01015

1.27%

State Bank of India

INE062A01020

1.27%

State Bank of India

INE062A01020

1.26%

Eternal Limited

INE758T01015

1.25%

PB Fintech Limited

INE417T01026

1.25%

Hindalco Industries Limited

INE038A01020

1.21%

Torrent Pharmaceuticals Limited

INE685A01028

1.20%

7.50% Cholamandalam Investment and Finance Company Limited (30/09/2026) **

INE121A08PJ0

1.14%

Hindustan Petroleum Corporation Limited

INE094A01015

1.13%

Mahindra & Mahindra Limited

INE101A01026

1.12%

Hindustan Petroleum Corporation Limited

INE094A01015

1.11%

Sedemac Mechatronics Ltd

INE00XB01019

1.11%

Swiggy Ltd

INE00H001014

1.10%

Sansera Engineering Ltd

INE953O01021

1.10%

Mahindra & Mahindra Limited

INE101A01026

1.07%

7.50% Cholamandalam Investment and Finance Company Limited (30/09/2026) **

INE121A08PJ0

1.06%

Performance Comparison

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Investment Objective

Aditya Birla Sun Life Multi Asset Allocation Fund-Regular Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.

About This Fund

Aditya Birla Sun Life Multi Asset Allocation Fund-Regular Growth is a Multi Asset / Dynamic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹6,061 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 5% BSE 200 + 25% CRISIL Short Term Bond Fund Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver. The current expense ratio is 1.75%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations