Aditya Birla Sun Life Overnight Fund · Direct · Growth
NAV
₹1494.0588
as of 30 Sept 2026
Expense Ratio
0.09%
AUM
₹9,695 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.25%
- 3Y
- +6.05%
- 5Y
- +5.73%
- Since Inception
- +5.20%
SIP returns (XIRR)
- 1Y
- +5.20%
- 3Y
- +5.71%
- 5Y
- +5.91%
- Since Inception
- +5.48%
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,04,554 today — ₹4,15,000 invested, 5.6% XIRR.
₹4,15,000
Invested
₹5,04,554
Value today
5.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,41,516 today (5.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹9,10,606.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹1,38,363 today (1.38×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1182 Day T-Bill 10.09.261.91%
- 2182 Day T-Bill 18.09.261.91%
Investment objective — in the AMC’s words
The objective of the scheme is to generate reasonable income through investments in debt securities, Money Market Instruments & Tri-party Repo having maturity of 1 day.
About This Fund
Aditya Birla Sun Life Overnight Fund · Direct · Growth is a Overnight mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹9,695 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Overnight Fund AI Index. The current expense ratio is 0.09%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)
- •Investors looking to park surplus cash for very short periods