Aditya Birla Sun Life PSU Equity Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹34.4000
as of 30 Sept 2026
Expense Ratio
1.88%
AUM
₹5,965 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.02%
- 3Y
- +15.84%
- 5Y
- +19.68%
- Since Inception
- +20.08%
SIP returns (XIRR)
- 1Y
- -2.86%
- 3Y
- +5.27%
- 5Y
- +16.92%
- Since Inception
- +21.03%
What history actually did — last 6 years (Oct 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Oct 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,19,857 today — ₹3,55,000 invested, 18.9% XIRR.
₹3,55,000
Invested
₹6,19,857
Value today
18.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Oct 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹4,25,216 today (27.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2020 would still hold ₹36,32,306.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹6,19,857 in this fund vs ₹4,68,969 in the benchmark — outperformance of ₹1,50,888.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Oct 2020 – Sept 2026) (3 Jun 2024) would be ₹92,647 today (0.93×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.30
Sharpe Ratio
+0.04
Alpha
0.25
Beta
0.28
Sortino
15.40%
Std Dev
-13.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks31.96%
- Power13.25%
- Aerospace & Defense7.51%
- Petroleum Products7.31%
- Electrical Equipment6.78%
- Gas6.15%
- Insurance5.25%
- Oil4.54%
- Finance4.50%
- Minerals & Mining3.46%
- Consumable Fuels2.44%
- Non - Ferrous Metals1.11%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1State Bank Of India17.85%
- 2Ntpc Ltd.7.11%
- 3Bharat Heavy Electricals Ltd.6.78%
- 4Power Grid Corporation Of India Ltd.6.13%
- 5Bharat Electronics Ltd.4.88%
- 6Bank Of Maharashtra4.41%
- 7Union Bank Of India4.27%
- 8Gail (India) Ltd.3.83%
- 9Pnb Housing Finance Ltd.3.70%
- 10Bharat Petroleum Corporation Ltd.3.51%
Investment objective — in the AMC’s words
The Investment objective of the scheme is to provide long term capital appreciation by investing in equity and equity related instruments of Public Sector Undertakings (PSUs).
About This Fund
Aditya Birla Sun Life PSU Equity Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹5,965 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE PSU. The current expense ratio is 1.88%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations