Aditya Birla Sun Life Short Term Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹50.6799
as of 30 Sept 2026
Expense Ratio
0.96%
AUM
₹6,784 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.96%
- 3Y
- +6.91%
- 5Y
- +6.12%
- Since Inception
- +7.17%
SIP returns (XIRR)
- 1Y
- +4.74%
- 3Y
- +6.29%
- 5Y
- +6.50%
- Since Inception
- +7.54%
Returns calculated from 09 May 2003 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,32,887 today — ₹5,95,000 invested, 6.6% XIRR.
₹5,95,000
Invested
₹8,32,887
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,91,703 today (6.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,84,141.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,56,436 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.34
Sharpe Ratio
—
Alpha
—
Beta
-0.34
Sortino
1.18%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.35% Bharti Telecom Ltd. (15/10/2027) **6.36%
- 27.17% Tata Capital Housing Finance Ltd. (21/05/2030) **5.82%
- 37.48% National Bank For Agriculture And Rural Development (15/09/2028)5.17%
- 46.65% Indian Railway Finance Corporation Ltd. (20/05/2030) **4.21%
- 5Siddhivinayak Securitisation Trust (28/09/2030) **3.89%
- 6Jubilant Bevco Ltd. (31/05/2028) (Zcb) **3.67%
- 7Jtpm Metal Traders Ltd. (29/09/2028) (Zcb) **3.31%
- 87.96% Embassy Office Parks Reit (27/09/2027) **3.12%
- 9State Government Securities (03/09/2033)2.79%
- 109.25% Hinduja Leyland Finance Ltd. (09/07/2031)2.49%
Investment objective — in the AMC’s words
The investment objective of the scheme is to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.
About This Fund
Aditya Birla Sun Life Short Term Fund · Regular · Growth is a Short Term mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹6,784 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index A-II. The current expense ratio is 0.96%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations