UTI Short Duration Fund · Regular · Growth
NAV
₹33.6309
as of 31 Jul 2026
Expense Ratio
0.73%
AUM
₹2,460 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.09%
- 3Y
- +7.00%
- 5Y
- +7.07%
- Since Inception
- +7.31%
SIP returns (XIRR)
- 1Y
- +5.71%
- 3Y
- +6.71%
- 5Y
- +6.75%
- Since Inception
- +6.83%
Returns calculated from 11 September 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,19,153 today — ₹5,95,000 invested, 6.3% XIRR.
₹5,95,000
Invested
₹8,19,153
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,500 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,65,851.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,59,051 today (1.59×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.34
Sharpe Ratio
—
Alpha
—
Beta
0.36
Sortino
1.09%
Std Dev
-0.56%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Export Import Bank Of India5.10%
- 2Power Finance Corporation Ltd.4.15%
- 3Piramal Finance Limited4.13%
- 4Vedanta Ltd4.03%
- 5Hdfc Bank - 14/12/20263.99%
- 6Poonawalla Fincorp Ltd.3.10%
- 7360 One Prime Ltd3.09%
- 8Canara Bank - 14/08/20263.07%
- 9Export Import Bank Of India3.07%
- 10Rec Ltd2.11%
Investment Objective
UTI Short Duration Fund · Regular · Growth by UTI Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
UTI Short Duration Fund · Regular · Growth is a Short Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹2,460 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.73%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations