Axis Banking and PSU Debt Fund · Regular · Growth
NAV
₹2795.5224
as of 29 Sept 2026
Expense Ratio
0.65%
AUM
₹12,401 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.58%
- 3Y
- +6.60%
- 5Y
- +5.83%
- Since Inception
- +7.45%
SIP returns (XIRR)
- 1Y
- +4.34%
- 3Y
- +6.00%
- 5Y
- +6.18%
- Since Inception
- +6.90%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,33,044 today — ₹6,00,000 invested, 6.4% XIRR.
₹6,00,000
Invested
₹8,33,044
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,93,940 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹11,06,359.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,50,815 today (1.51×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.93
Sharpe Ratio
—
Alpha
—
Beta
-0.94
Sortino
1.13%
Std Dev
-0.56%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.44% National Bank For Agriculture And Rural Development (24/02/2028)6.81%
- 27.7% Nuclear Power Corporation Of India Limited (21/03/2038) **3.34%
- 37.42% Power Finance Corporation Limited (15/04/2028) **3.28%
- 47.4% Small Industries Dev Bank Of India (18/06/2031) **3.16%
- 56.54% Tamilnadu State Development Loans (25/02/2029)2.70%
- 67.69% Rec Limited (31/03/2033) **2.37%
- 77.34% Small Industries Dev Bank Of India (26/02/2029) **2.15%
- 86.80% National Housing Bank (02/04/2032) **1.82%
- 9Tata Capital Limited (21/02/2029) (Frn) **1.66%
- 107.29% National Housing Bank (04/07/2031) **1.53%
What this fund does
Axis Banking and PSU Debt Fund · Regular · Growth by Axis Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Axis Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Axis Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹12,401 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY BANKING & PSU DEBT INDEX A-II. The current expense ratio is 0.65%.