Bandhan Banking and PSU Fund · Regular · Growth
NAV
₹26.2949
as of 30 Sept 2026
Expense Ratio
0.66%
AUM
₹12,156 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.41%
- 3Y
- +6.80%
- 5Y
- +5.95%
- Since Inception
- +7.39%
SIP returns (XIRR)
- 1Y
- +5.60%
- 3Y
- +6.40%
- 5Y
- +6.43%
- Since Inception
- +6.93%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,33,228 today — ₹5,95,000 invested, 6.6% XIRR.
₹5,95,000
Invested
₹8,33,228
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,94,672 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹11,13,490.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,53,721 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.59
Sharpe Ratio
—
Alpha
—
Beta
-0.65
Sortino
1.12%
Std Dev
-0.56%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Bandhan Banking and PSU Debt Fund - Direct IDCW
- 1Small Industries Dev Bank Of India **3.94%
- 27.7% Hdfc Bank Limited **3.29%
- 38.24% Power Grid Corporation Of India Limited **3.15%
- 47.37% Indian Railway Finance Corporation Limited **2.95%
- 5Canara Bank2.43%
- 6Axis Bank Limited2.42%
- 78.55% Hdfc Bank Limited **2.37%
- 87.53% National Bank For Agriculture And Rural Development2.28%
- 97.48% National Bank For Agriculture And Rural Development2.28%
- 107.44% Power Finance Corporation Limited **2.27%
What this fund does
Bandhan Banking and PSU Fund · Regular · Growth by Bandhan Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Bandhan Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹12,156 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.66%.