Bandhan Banking and PSU Fund · Regular · Growth
NAV
₹25.9287
as of 17 Jun 2026
Expense Ratio
0.66%
AUM
₹12,499 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.10%
- 3Y
- +6.82%
- 5Y
- +5.91%
- Since Inception
- +7.44%
SIP returns (XIRR)
- 1Y
- +5.82%
- 3Y
- +6.73%
- 5Y
- +6.53%
- Since Inception
- +7.01%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹15,900
Invested
₹25,665
Value today
7.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,586
Value today
7.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,95,000
Withdrawn
₹13,02,625
Corpus left
+₹10,97,625 net gain — withdrew ₹7,95,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,51,172
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,51,172 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.36
Sharpe Ratio
—
Alpha
—
Beta
0.42
Sortino
1.08%
Std Dev
-0.56%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.68% Goi (Md 07/07/2040)9.80%
- 27.37% Indian Railway Finance Corporation Limited **4.36%
- 37.7% Hdfc Bank Limited **4.09%
- 47.7% Nuclear Power Corporation Of India Limited **3.40%
- 57.53% National Bank For Agriculture And Rural Development2.89%
- 6Canara Bank **2.82%
- 7Bank Of Baroda2.42%
- 87.48% National Bank For Agriculture And Rural Development2.38%
- 9Axis Bank Limited **2.37%
- 108.55% Hdfc Bank Limited **2.36%
Investment Objective
Bandhan Banking and PSU Fund · Regular · Growth by Bandhan Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
Bandhan Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹12,499 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.66%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations