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Fund of Funds (Domestic)📊 CRISIL HYBRID 85+15 - CONSERVATIVE INDEX

Bandhan Conservative Hybrid Passive FOF · Regular · Growth

Bandhan Mutual Fund

#73 of 101 (1Y)

NAV

₹34.4507

as of 16 Jun 2026

Expense Ratio

0.30%

AUM

₹6 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+3.44%
3Y
+7.70%
5Y
+6.73%
Since Inception
+7.86%

SIP returns (XIRR)

1Y
+2.80%
3Y
+5.99%
5Y
+6.78%
Since Inception
+7.59%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹19,600

Invested

₹37,508

Value today

7.5%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹3,421

Value today

7.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹9,80,000

Withdrawn

₹15,45,545

Corpus left

+₹15,25,545 net gain — withdrew ₹9,80,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹20,33,157

Value today

-0.9%

vs lumpsum

Direct lumpsum would have beaten STP by 0.9% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,67,186

Value today

1.7×

Multiple

Staying invested through that crash turned ₹1L into ₹1,67,186 — a 1.7× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.33

Sharpe Ratio

+0.01

Alpha

0.12

Beta

-0.33

Sortino

3.50%

Std Dev

-3.38%

Max Drawdown

Portfolio Strategy

This is a Fund of Funds (FoF) that invests in units of other mutual funds rather than directly in equities or debt securities.

Tracks:CRISIL HYBRID 85+15 - CONSERVATIVE INDEX

ETF, FoF, and index funds track an index or target fund — not individual securities. Portfolio performance is captured via NAV and benchmark returns shown above.

Performance Comparison

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Fund Details

Fund HouseBandhan Mutual Fund
CategoryFund of Funds (Domestic)
BenchmarkCRISIL HYBRID 85+15 - CONSERVATIVE INDEX ✓
Launch Date04 Jan 2010
AMFI Code112327
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹100
Exit LoadW.e.f 08-May -2020 If redeemed/switched out within 365 days from the date of allotment: Upto 10% of investment: Nil For remaining investment: Nil If redeemed / switched out after 365 days from date of allotment: Nil.

Available transactions

PurchaseSIPRedeemSWPSwitchSTP

Investment Objective

Bandhan Conservative Hybrid Passive FOF · Regular · Growth by Bandhan Mutual Fund is a Fund of Funds (Domestic) fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Fund of Funds (Domestic) category.

About This Fund

Bandhan Conservative Hybrid Passive FOF · Regular · Growth is a Fund of Funds (Domestic) mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹5.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL HYBRID 85+15 - CONSERVATIVE INDEX. The current expense ratio is 0.30%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations