BANDHAN Credit Risk Fund - Regular Plan Growth
₹16.9707
₹0.02 (+0.10%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹16.9707
₹0.02 (+0.10%)
29 May 2026
AMFI: 140609
Direct · Growth
₹₹18.5899
₹0.02 (+0.11%)
29 May 2026
AMFI: 140603
Regular · IDCW
₹₹10.5771
₹0.01 (+0.10%)
29 May 2026
AMFI: 140607
Direct · IDCW
₹₹13.7649
₹0.01 (+0.11%)
29 May 2026
AMFI: 140606
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹11,000
Invested
₹14,326
Value today
5.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,697
Value today
5.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹5,50,000
Withdrawn
₹9,80,767
Corpus left
+₹5,30,767 net gain — withdrew ₹5,50,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,40,943
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,40,943 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 9 years
Expense ratio drag on your actual returns
Direct plan
₹74,325
Regular plan
₹70,790
Direct earns ₹3,535 more on a ₹54K investment — 0.73% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.04
Sharpe Ratio
—
Alpha
—
Beta
-1.10
Sortino
0.96%
Std Dev
-0.39%
Max Drawdown
Portfolio Holdings
Top 18 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
7.75% Power Finance Corporation Limited ** INE134E08KV1 | 8.71% |
8.33% Tata Projects Limited ** INE725H08188 | 8.71% |
8.5% Aadhar Housing Finance Limited ** INE883F07314 | 8.69% |
7.99% CEAT Limited ** INE482A08025 | 8.68% |
8.35% Aditya Birla Real Estate Limited ** INE055A08052 | 8.67% |
7.9% Truhome Finance Limited ** INE432R07489 | 8.55% |
7.51% Tata Housing Development Company Limited ** INE582L08078 | 8.55% |
8.52% Muthoot Finance Limited ** INE414G07JN3 | 6.53% |
6.68% GOI (MD 07/07/2040) IN0020250042 | 6.14% |
10.7% AU Small Finance Bank Limited ** INE519Q08194 | 4.53% |
7.48% National Bank For Agriculture and Rural Development INE261F08EO7 | 4.32% |
6.01% GOI (MD 21/07/2030) IN0020250067 | 2.55% |
7.68% Godrej Seeds & Genetics Limited ** INE316Z08022 | 2.14% |
7.68% Godrej Seeds & Genetics Limited ** INE316Z08048 | 2.14% |
7.68% Godrej Seeds & Genetics Limited ** INE316Z08014 | 2.13% |
7.68% Godrej Seeds & Genetics Limited ** INE316Z08030 | 2.13% |
7.18% GOI (MD 14/08/2033) IN0020230085 | 1.59% |
Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.72% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
BANDHAN Credit Risk Fund - Regular Plan Growth by Bandhan Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
BANDHAN Credit Risk Fund - Regular Plan Growth is a Credit Risk mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 9 years. It manages assets worth ₹240 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Credit Risk Bond Index. The current expense ratio is 1.69%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations