Bandhan Dynamic Term Fund · Regular · Growth
NAV
₹35.9822
as of 13 Nov 2026
Expense Ratio
1.65%
AUM
₹1,943 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.80%
- 3Y
- +6.88%
- 5Y
- +5.28%
- Since Inception
- +7.44%
SIP returns (XIRR)
- 1Y
- +6.35%
- 3Y
- +5.52%
- 5Y
- +5.91%
- Since Inception
- +7.10%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,15,892 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,15,892
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,82,728 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,11,385.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,45,804 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.15
Sharpe Ratio
—
Alpha
—
Beta
-1.20
Sortino
3.04%
Std Dev
-4.27%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with BANDHAN Dynamic Term Fund-Direct Plan-IDCW
- 1Punjab National Bank **7.67%
- 2Canara Bank **6.40%
- 3Small Industries Dev Bank Of India6.14%
- 4Canara Bank3.85%
- 57.685% Tata Capital Housing Finance Limited **3.12%
- 6Indian Bank2.57%
- 7Bank Of Baroda2.56%
- 87.1% Bajaj Housing Finance Limited **1.54%
- 9Bank Of Baroda **1.28%
- 10Union Bank Of India1.28%
What this fund does
Bandhan Dynamic Term Fund · Regular · Growth by Bandhan Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
Bandhan Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹1,943 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 1.65%.