Bandhan Dynamic Term Fund · Regular · Growth
NAV
₹35.8086
as of 29 Sept 2026
Expense Ratio
1.65%
AUM
₹2,044 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.26%
- 3Y
- +6.78%
- 5Y
- +5.25%
- Since Inception
- +7.46%
SIP returns (XIRR)
- 1Y
- +6.94%
- 3Y
- +5.77%
- 5Y
- +5.95%
- Since Inception
- +7.14%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,20,418 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,20,418
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,87,000 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,49,580.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,45,101 today (1.45×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.78
Sharpe Ratio
—
Alpha
—
Beta
-0.81
Sortino
3.29%
Std Dev
-4.28%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with BANDHAN Dynamic Term Fund-Direct Plan-IDCW
- 17.36% Goi (Md 12/09/2052)6.94%
- 2Small Industries Dev Bank Of India **6.06%
- 37.3% Goi (Md 19/06/2053)3.17%
- 47.685% Tata Capital Housing Finance Limited **3.11%
- 57.1% Bajaj Housing Finance Limited **1.53%
- 6Corporate Debt Market Development Fund Class A20.47%
What this fund does
Bandhan Dynamic Term Fund · Regular · Growth by Bandhan Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
Bandhan Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹2,044 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 1.65%.