Bandhan Financial Services Fund · Regular · Growth
NAV
₹15.5640
as of 13 Nov 2026
Expense Ratio
2.43%
AUM
₹1,109 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.93%
- 3Y
- +13.95%
- 5Y
- —
- Since Inception
- +14.36%
SIP returns (XIRR)
- 1Y
- +12.23%
- 3Y
- +9.11%
- 5Y
- —
- Since Inception
- +10.25%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,03,427 today — ₹1,80,000 invested, 8.5% XIRR.
₹1,80,000
Invested
₹2,03,427
Value today
8.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,47,975 today (14.0% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,03,427 in this fund vs ₹1,95,242 in the benchmark — outperformance of ₹8,185.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,31,264 today (1.31×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.00
Sharpe Ratio
+0.01
Alpha
1.05
Beta
-0.00
Sortino
15.70%
Std Dev
-17.60%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks52.19%
- Finance24.87%
- Capital Markets10.72%
- Insurance7.53%
- Financial Technology (Fintech)3.27%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited14.35%
- 2Hdfc Bank Limited11.98%
- 3Kotak Mahindra Bank Limited5.76%
- 4Axis Bank Limited4.76%
- 5Bajaj Finance Limited4.46%
- 6State Bank Of India3.94%
- 7Cholamandalam Investment And Finance Company Ltd3.07%
- 8One 97 Communications Limited2.27%
- 9Shriram Finance Limited2.12%
- 10Max Financial Services Limited2.07%
What this fund does
Bandhan Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bandhan Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY FINANCIAL SERVICES TRI. The current expense ratio is 2.43%.