Bandhan Gilt Fund - Regular Plan - Growth
₹36.3313
₹0.01 (+0.01%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹36.3313
₹0.01 (+0.01%)
29 May 2026
AMFI: 111525
Direct · Growth
₹₹39.4982
₹0.01 (+0.02%)
29 May 2026
AMFI: 118464
Regular · IDCW
₹₹16.7413
₹0.02 (+0.09%)
07 Apr 2026
AMFI: RTA-INF194KA1RX4
Direct · IDCW
₹₹12.2909
₹0.00 (+0.02%)
29 May 2026
AMFI: 118465
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹20,900
Invested
₹42,759
Value today
7.7%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,633
Value today
7.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,45,000
Withdrawn
₹14,95,172
Corpus left
+₹15,40,172 net gain — withdrew ₹10,45,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,841
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,841 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹88,311
Regular plan
₹85,272
Direct earns ₹3,039 more on a ₹60K investment — 0.51% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.49
Sharpe Ratio
—
Alpha
—
Beta
-0.51
Sortino
3.57%
Std Dev
-4.23%
Max Drawdown
Portfolio Holdings
Top 2 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
6.68% GOI (MD 07/07/2040) IN0020250042 | 55.94% |
6.9% GOI (MD 15/04/2065) IN0020250018 | 42.38% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Bandhan Gilt Fund - Regular Plan - Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Bandhan Gilt Fund - Regular Plan - Growth is a Gilt Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹1,984 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.15%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations