MF
MFGenie.ai
Liquid📊 NIFTY Liquid Index A-I(SEBI default)

Bandhan Liquid Fund · Regular · Growth

Bandhan Mutual Fund

#28 of 49 (1Y)

NAV

₹3341.3896

as of 17 Jun 2026

Expense Ratio

0.23%

AUM

₹17,025 Cr

Viewing Regular · Growth
Compare Fund

Lumpsum returns (CAGR)

1Y
+6.16%
3Y
+6.83%
5Y
+6.06%
Since Inception
+6.92%

SIP returns (XIRR)

1Y
+6.40%
3Y
+6.66%
5Y
+6.57%
Since Inception
+6.58%

Returns calculated from 04 November 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹21,600

Invested

₹40,404

Value today

6.6%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹334

Value today

6.9%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹10,80,000

Withdrawn

₹13,15,796

Corpus left

+₹13,95,796 net gain — withdrew ₹10,80,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,048

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,048 — a 1.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-14.23

Sharpe Ratio

Alpha

Beta

-12.61

Sortino

0.15%

Std Dev

-0.01%

Max Drawdown

Performance Comparison

Thinking about Bandhan Liquid Fund · Regular · Growth?

Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Fund Details

Fund HouseBandhan Mutual Fund
CategoryLiquid
BenchmarkNIFTY Liquid Index A-I
Launch Date01 Jul 2001
AMFI Code108690
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadExit load W.E.F 20th October 2019 - Investor exit upon subscription -( Day 1-0.0070%) (Day 2-0.0065%) (Day 3-0.0060%) (Day 4-0.0055%) (Day 5-0.0050%) (Day 6-0.0045%) (Day 7 onwardsNil)Exit load W.E.F 20th October 2019 - Investor exit upon subscription -( Day 1-0.0070%) (Day 2-0.0065%) (Day 3-0.0060%) (Day 4-0.0055%) (Day 5-0.0050%) (Day 6-0.0045%) (Day 7 onwardsNil)

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Bandhan Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

Bandhan Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹17,025 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.23%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations