Bank of India Arbitrage Fund · Regular · Growth
NAV
₹14.8807
as of 13 Nov 2026
Expense Ratio
2.85%
AUM
₹125 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.82%
- 3Y
- +6.21%
- 5Y
- +5.47%
- Since Inception
- +4.84%
SIP returns (XIRR)
- 1Y
- +5.88%
- 3Y
- +5.99%
- 5Y
- +5.98%
- Since Inception
- +5.21%
What history actually did — last 8 years (Nov 2018 – Nov 2026)
A ₹5,000 monthly SIP for the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,92,677 today — ₹4,80,000 invested, 5.3% XIRR.
₹4,80,000
Invested
₹5,92,677
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,45,483 today (4.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2018 would still hold ₹8,62,150.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Nov 2018 – Nov 2026) (22 Mar 2020) would be ₹1,35,804 today (1.36×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.46
Sharpe Ratio
—
Alpha
—
Beta
-0.48
Sortino
1.40%
Std Dev
-0.45%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks22.62%
- Ferrous Metals12.84%
- Finance5.56%
- Auto Components5.42%
- Diversified Metals4.62%
- Pharmaceuticals & Biotechnology4.51%
- Telecom - Services4.09%
- Petroleum Products3.27%
- Healthcare Services1.75%
- Diversified FMCG1.68%
- Cement & Cement Products1.36%
- Fertilizers & Agrochemicals1.12%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Bank Of India Liquid Fund Direct Plan - Growth12.10%
- 2Tata Steel Limited5.86%
- 3Canara Bank5.82%
- 4Hdfc Bank Limited4.87%
- 5Vedanta Limited4.62%
- 6Vodafone Idea Limited4.09%
- 7Steel Authority Of India Limited4.08%
- 8Bank Of Baroda4.02%
- 9Kotak Mahindra Bank Limited3.69%
- 10Reliance Industries Limited3.27%
What this fund does
Bank of India Arbitrage Fund · Regular · Growth aims to generate returns by exploiting price differentials between cash and derivatives markets. These funds carry equity taxation with price swings closer to a liquid fund than to an equity one.
About This Fund
Bank of India Arbitrage Fund · Regular · Growth is a Arbitrage mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹125 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Arbitrage Index. The current expense ratio is 2.85%.