Bank of India Arbitrage Fund · Regular · Growth
NAV
₹14.6194
as of 31 Jul 2026
Expense Ratio
0.94%
AUM
₹47 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.50%
- 3Y
- +6.26%
- 5Y
- +5.20%
- Since Inception
- +4.79%
SIP returns (XIRR)
- 1Y
- +5.56%
- 3Y
- +5.99%
- 5Y
- +5.84%
- Since Inception
- +5.14%
What history actually did — last 8 years (Aug 2018 – Jul 2026)
A ₹5,000 monthly SIP for the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,84,019 today — ₹4,75,000 invested, 5.2% XIRR.
₹4,75,000
Invested
₹5,84,019
Value today
5.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Aug 2018 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,45,207 today (4.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2018 would still hold ₹8,68,047.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Aug 2018 – Jul 2026) (22 Mar 2020) would be ₹1,33,419 today (1.33×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.60
Sharpe Ratio
—
Alpha
—
Beta
-0.60
Sortino
1.02%
Std Dev
-0.32%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks19.93%
- Cement & Cement Products6.88%
- Finance6.47%
- Ferrous Metals6.39%
- Non - Ferrous Metals6.12%
- Insurance4.27%
- Aerospace & Defense3.60%
- Fertilizers & Agrochemicals2.91%
- Telecom - Services2.76%
- Realty2.16%
- Diversified Metals1.96%
- Retailing1.69%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Bank Of India Liquid Fund Direct Plan - Growth12.84%
- 2National Aluminium Company Limited6.12%
- 3Ambuja Cements Limited4.13%
- 4Tata Steel Limited3.03%
- 5Jsw Steel Limited2.94%
- 6Upl Limited2.91%
- 7Canara Bank2.83%
- 8Bharti Airtel Limited2.76%
- 9Grasim Industries Limited2.75%
- 10Icici Bank Limited2.41%
Investment Objective
Bank of India Arbitrage Fund · Regular · Growth aims to generate returns by exploiting price differentials between cash and derivatives markets. These funds offer equity taxation benefits with relatively low volatility, making them suitable as an alternative to liquid funds.
About This Fund
Bank of India Arbitrage Fund · Regular · Growth is a Arbitrage mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹47.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Arbitrage Index. The current expense ratio is 0.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations