Bank of India Business Cycle Fund - Regular Plan - Growth
₹9.1300
₹0.09 (-0.98%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹9.1300
₹0.09 (-0.98%)
29 May 2026
AMFI: 152790
Direct · Growth
₹₹9.3300
₹0.08 (-0.85%)
29 May 2026
AMFI: 152789
Regular · IDCW
₹₹9.1300
₹0.09 (-0.98%)
29 May 2026
AMFI: 152791
Direct · IDCW
₹₹9.3200
₹0.09 (-0.96%)
29 May 2026
AMFI: 152788
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹10,500
Invested
₹10,577
Value today
0.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹913
Value today
-5.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,17,736
Value today
+12.8%
vs lumpsum
STP beat direct lumpsum by 12.8% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
DSP India T.I.G.E.R. Fund - Regular Plan - Growth
ICICI Prudential Infrastructure Fund - Growth
SBI PSU Fund - REGULAR PLAN -Growth
Direct vs Regular — ₹500/month over 1 years
Expense ratio drag on your actual returns
Direct plan
₹6,692
Regular plan
₹6,641
Direct earns ₹51 more on a ₹6K investment — 0.85% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.73
Sharpe Ratio
-0.11
Alpha
0.55
Beta
-0.69
Sortino
17.14%
Std Dev
-25.38%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
NTPC Limited INE733E01010 | 5.09% |
State Bank of India INE062A01020 | 4.65% |
ICICI Bank Limited INE090A01021 | 4.52% |
HDFC Bank Limited INE040A01034 | 4.28% |
Bharti Airtel Limited INE397D01024 | 4.08% |
Vedanta Limited INE205A01025 | 3.43% |
Power Grid Corporation of India Limited INE752E01010 | 3.41% |
Glenmark Pharmaceuticals Limited INE935A01035 | 3.12% |
Sky Gold And Diamonds Limited INE01IU01018 | 2.96% |
Britannia Industries Limited INE216A01030 | 2.91% |
Reliance Industries Limited INE002A01018 | 2.75% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 2.75% |
LG Electronics India Ltd INE324D01010 | 2.70% |
Tata Motors Ltd INE1TAE01010 | 2.64% |
ITC Limited INE154A01025 | 2.59% |
Apollo Hospitals Enterprise Limited INE437A01024 | 2.53% |
Ambuja Cements Limited INE079A01024 | 2.00% |
Computer Age Management Services Limited INE596I01020 | 1.93% |
S.J.S. Enterprises Limited INE284S01014 | 1.88% |
PB Fintech Limited INE417T01026 | 1.77% |
SBI Cards and Payment Services Limited INE018E01016 | 1.70% |
Asian Paints Limited INE021A01026 | 1.66% |
Century Plyboards (India) Limited INE348B01021 | 1.54% |
Nippon Life India Asset Management Limited INE298J01013 | 1.33% |
Tata Power Company Limited INE245A01021 | 1.29% |
TD Power Systems Limited INE419M01027 | 1.28% |
K.P.R. Mill Limited INE930H01031 | 1.23% |
Ganesha Ecosphere Limited INE845D01014 | 1.22% |
Aequs Limited INE947N01017 | 1.19% |
Tinna Rubber and Infrastructure Limited INE015C01016 | 1.19% |
Mahindra & Mahindra Limited INE101A01026 | 1.19% |
Eternal Limited INE758T01015 | 1.18% |
Vidya Wires Limited INE14UN01029 | 1.17% |
Oil India Limited INE274J01014 | 1.15% |
Zaggle Prepaid Ocean Services Limited INE07K301024 | 1.12% |
JSW Steel Limited INE019A01038 | 1.12% |
Prudent Corporate Advisory Services Limited INE00F201020 | 1.07% |
ETHOS LTD. INE04TZ01018 | 1.05% |
Bajaj Auto Limited INE917I01010 | 1.03% |
Gufic Biosciences Limited INE742B01025 | 0.98% |
Unicommerce Esolutions Limited INE00U401027 | 0.95% |
Nuvama Wealth Management Limited INE531F01023 | 0.93% |
Vishal Mega Mart Limited INE01EA01019 | 0.92% |
Kotak Mahindra Bank Limited INE237A01036 | 0.90% |
Torrent Power Limited INE813H01021 | 0.80% |
Dixon Technologies (India) Limited INE935N01020 | 0.75% |
Siemens Energy India Limited INE1NPP01017 | 0.75% |
Siemens Limited INE003A01024 | 0.71% |
Shakti Pumps (India) Limited INE908D01010 | 0.66% |
| Security | % NAV |
|---|---|
182 Days Tbill (MD 21/05/2026) IN002025Y347 | 1.21% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Bank of India Business Cycle Fund - Regular Plan - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bank of India Business Cycle Fund - Regular Plan - Growth is a Sectoral / Thematic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 1 years. It manages assets worth ₹462 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.43%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations