Bank of India Business Cycle Fund · Regular · Growth
NAV
₹9.3100
as of 17 Jun 2026
Expense Ratio
2.43%
AUM
₹462 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.20%
- 3Y
- —
- 5Y
- —
- Since Inception
- -3.90%
SIP returns (XIRR)
- 1Y
- +7.05%
- 3Y
- —
- 5Y
- —
- Since Inception
- +2.41%
This fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
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SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹11,000
Invested
₹10,804
Value today
-2.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹890
Value today
-6.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,02,754
Value today
+12.9%
vs lumpsum
STP beat direct lumpsum by 12.9% — reduced timing risk paid off
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised-0.54
Sharpe Ratio
-0.09
Alpha
0.58
Beta
-0.52
Sortino
17.23%
Std Dev
-22.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks13.00%
- Consumer Durables11.00%
- Power10.00%
- Electrical Equipment9.00%
- Capital Markets6.00%
- Telecom - Services4.00%
- Industrial Products4.00%
- Pharmaceuticals & Biotechnology4.00%
- Petroleum Products3.00%
- Textiles & Apparels3.00%
- Food Products3.00%
- Financial Technology (Fintech)2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Bank of India Business Cycle Fund - Direct Plan - Dividend
- 1Ntpc Limited4.82%
- 2State Bank Of India4.47%
- 3Icici Bank Limited4.17%
- 4Quality Power Electrical Eqp Ltd4.14%
- 5Hdfc Bank Limited3.97%
- 6Bharti Airtel Limited3.80%
- 7Sky Gold And Diamonds Limited3.71%
- 8Power Grid Corporation Of India Limited3.23%
- 9Glenmark Pharmaceuticals Limited3.09%
- 10Britannia Industries Limited2.70%
Investment Objective
Bank of India Business Cycle Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bank of India Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 1 years. It manages assets worth ₹462 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.43%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations