Bank of India Flexi Cap Fund · Regular · Growth
NAV
₹36.6300
as of 16 Jun 2026
Expense Ratio
1.98%
AUM
₹2,167 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.86%
- 3Y
- +20.41%
- 5Y
- +16.39%
- Since Inception
- +24.32%
SIP returns (XIRR)
- 1Y
- +10.66%
- 3Y
- +11.68%
- 5Y
- +15.68%
- Since Inception
- +18.07%
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹59,025
Benchmark
₹51,857
+₹7,168 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹36,000
Invested
₹59,025
Value today
16.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,530
Value today
23.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,60,000
Withdrawn
₹29,39,747
Corpus left
+₹22,99,747 net gain — withdrew ₹3,60,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹16,68,102
Value today
-21.2%
vs lumpsum
Direct lumpsum would have beaten STP by 21.2% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 03 Jun 2024
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,01,729
Value today
1.0×
Multiple
Staying invested through that crash turned ₹1L into ₹1,01,729 — a 1.0× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.18
Sharpe Ratio
-0.01
Alpha
0.57
Beta
-0.16
Sortino
17.97%
Std Dev
-20.97%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks15.00%
- Electrical Equipment7.00%
- Aerospace & Defense6.00%
- Finance6.00%
- Consumer Durables5.00%
- Auto Components5.00%
- Pharmaceuticals & Biotechnology4.00%
- Minerals & Mining4.00%
- Power4.00%
- Telecom - Services3.00%
- Automobiles3.00%
- Transport Infrastructure3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1State Bank Of India4.44%
- 2Quality Power Electrical Eqp Ltd3.68%
- 3Lloyds Metals And Energy Limited3.63%
- 4Hindustan Aeronautics Limited3.34%
- 5Sky Gold And Diamonds Limited2.91%
- 6Icici Bank Limited2.88%
- 7Bharti Airtel Limited2.86%
- 8Adani Ports And Special Economic Zone Limited2.64%
- 9Hdfc Bank Limited2.50%
- 10Power Finance Corporation Limited2.49%
Investment Objective
Bank of India Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
Bank of India Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹2,167 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.98%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations