Bank of India Large Cap Fund · Regular · Growth
NAV
₹17.2000
as of 13 Nov 2026
Expense Ratio
2.78%
AUM
₹227 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.80%
- 3Y
- +11.83%
- 5Y
- +8.38%
- Since Inception
- +10.62%
SIP returns (XIRR)
- 1Y
- +9.91%
- 3Y
- +6.64%
- 5Y
- +10.54%
- Since Inception
- +10.43%
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,88,598 today — ₹3,00,000 invested, 10.6% XIRR.
₹3,00,000
Invested
₹3,88,598
Value today
10.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,49,565 today (8.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹11,07,054.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,88,598 in this fund vs ₹3,75,435 in the benchmark — outperformance of ₹13,163.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,16,927 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.07
Sharpe Ratio
+0.04
Alpha
0.95
Beta
0.07
Sortino
13.09%
Std Dev
-13.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks22.77%
- Capital Markets7.27%
- Consumer Durables5.81%
- Finance5.42%
- Transport Infrastructure4.55%
- Construction4.12%
- Electrical Equipment3.99%
- Aerospace & Defense3.43%
- IT - Software3.43%
- Petroleum Products3.20%
- Automobiles3.18%
- Ferrous Metals3.05%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.19%
- 2Icici Bank Limited5.79%
- 3State Bank Of India4.60%
- 4Adani Ports And Special Economic Zone Limited4.55%
- 5Icici Prudential Asset Management Company Limited3.52%
- 6Larsen & Toubro Limited3.46%
- 7Reliance Industries Limited3.20%
- 8Tech Mahindra Limited3.04%
- 9Quality Power Electrical Eqp Ltd2.84%
- 10Shriram Finance Limited2.82%
What this fund does
Bank of India Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. As with any equity fund, its value can fall sharply in a market downturn.
About This Fund
Bank of India Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹227 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 100 TRI. The current expense ratio is 2.78%.