Bank of India Large Cap Fund · Regular · Growth
NAV
₹16.2800
as of 29 Sept 2026
Expense Ratio
2.75%
AUM
₹212 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.71%
- 3Y
- +10.55%
- 5Y
- +7.88%
- Since Inception
- +9.73%
SIP returns (XIRR)
- 1Y
- -0.32%
- 3Y
- +4.06%
- 5Y
- +8.68%
- Since Inception
- +8.77%
What history actually did — last 5 years (Sept 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,72,181 today — ₹3,00,000 invested, 8.6% XIRR.
₹3,00,000
Invested
₹3,72,181
Value today
8.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,46,140 today (7.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2021 would still hold ₹10,89,220.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,72,181 in this fund vs ₹3,47,095 in the benchmark — outperformance of ₹25,086.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Sept 2021 – Sept 2026) (3 Jun 2024) would be ₹1,01,433 today (1.01×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.35
Sharpe Ratio
+0.06
Alpha
0.01
Beta
0.34
Sortino
13.65%
Std Dev
-13.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks23.58%
- Consumer Durables6.46%
- Capital Markets5.51%
- Finance5.51%
- IT - Software5.16%
- Electrical Equipment4.19%
- Transport Infrastructure3.94%
- Automobiles3.93%
- Aerospace & Defense3.51%
- Petroleum Products3.37%
- Construction3.20%
- Ferrous Metals3.05%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.04%
- 2Icici Bank Limited6.23%
- 3State Bank Of India4.97%
- 4Adani Ports And Special Economic Zone Limited3.94%
- 5Reliance Industries Limited3.37%
- 6Icici Prudential Asset Management Company Limited3.36%
- 7Tech Mahindra Limited3.18%
- 8Shriram Finance Limited3.12%
- 9Quality Power Electrical Eqp Ltd3.08%
- 10Larsen & Toubro Limited2.54%
What this fund does
Bank of India Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. The fund seeks to provide investors with relatively stable equity returns through exposure to well-established businesses with proven track records.
About This Fund
Bank of India Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹212 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 100 TRI. The current expense ratio is 2.75%.