Bank of India Large Cap Fund · Regular · Growth
NAV
₹16.7300
as of 13 Jul 2026
Expense Ratio
2.44%
AUM
₹206 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.43%
- 3Y
- +13.24%
- 5Y
- +10.64%
- Since Inception
- +10.76%
SIP returns (XIRR)
- 1Y
- +6.65%
- 3Y
- +7.48%
- 5Y
- +10.60%
- Since Inception
- +10.60%
What history actually did — last 5 years (Jul 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,88,101 today — ₹3,00,000 invested, 10.5% XIRR.
₹3,00,000
Invested
₹3,88,101
Value today
10.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,65,808 today (10.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2021 would still hold ₹12,69,977.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,88,101 in this fund vs ₹3,72,785 in the benchmark — outperformance of ₹15,316.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Jul 2021 – Jul 2026) (3 Jun 2024) would be ₹1,04,237 today (1.04×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.13
Sharpe Ratio
+0.02
Alpha
0.01
Beta
0.12
Sortino
15.26%
Std Dev
-13.25%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks21.27%
- Capital Markets6.51%
- Finance4.95%
- Consumer Durables4.71%
- Ferrous Metals4.43%
- Transport Infrastructure4.32%
- Power4.17%
- Pharmaceuticals & Biotechnology3.87%
- Electrical Equipment3.80%
- Petroleum Products3.78%
- Aerospace & Defense3.61%
- IT - Software3.37%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited6.27%
- 2State Bank Of India4.90%
- 3Icici Bank Limited4.86%
- 4Adani Ports And Special Economic Zone Limited4.32%
- 5Icici Prudential Asset Management Company Limited4.21%
- 6Reliance Industries Limited3.78%
- 7Apollo Hospitals Enterprise Limited3.01%
- 8Dr. Reddy'S Laboratories Limited2.93%
- 9Tata Steel Limited2.53%
- 10Quality Power Electrical Eqp Ltd2.47%
Investment Objective
Bank of India Large Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing predominantly in large-cap companies — typically the top 100 stocks by market capitalisation. The fund seeks to provide investors with relatively stable equity returns through exposure to well-established businesses with proven track records.
About This Fund
Bank of India Large Cap Fund · Regular · Growth is a Large Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹206 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 100 TRI. The current expense ratio is 2.44%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations