BANK OF INDIA Liquid Fund- Regular Plan- Growth
₹3176.9494
₹1.14 (+0.04%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
—
AMFI: HIST_KF_ACTVNOINFLOW
Direct · Growth
₹₹3209.7012
₹1.16 (+0.04%)
31 May 2026
AMFI: 119369
Regular · IDCW
₹₹1005.0000
₹0.00 (+0.00%)
31 May 2026
AMFI: 111971
Direct · IDCW
₹₹1006.1141
₹0.36 (+0.04%)
31 May 2026
AMFI: 119370
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,07,000
Invested
₹1,98,823
Value today
6.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,174
Value today
6.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,70,000
Withdrawn
₹11,86,201
Corpus left
+₹12,56,201 net gain — withdrew ₹10,70,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,40,519
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,40,519 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹83,117
Regular plan
₹82,600
Direct earns ₹517 more on a ₹60K investment — 0.09% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-2.11
Sharpe Ratio
—
Alpha
—
Beta
-3.21
Sortino
0.25%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Top 32 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
91 Days Tbill (MD 23/04/2026) IN002025X422 | 4.64% |
91 Days Tbill (MD 07/05/2026) IN002025X448 | 4.63% |
Export Import Bank of India (28/05/2026) ** # INE514E16CL5 | 4.60% |
182 Days Tbill (MD 26/06/2026) IN002025Y396 | 4.60% |
Punjab National Bank (09/06/2026) ** # INE160A16US2 | 4.59% |
HDFC Securities Limited (05/06/2026) ** INE700G14SV5 | 4.59% |
Union Bank of India (04/06/2026) ** # INE692A16KS5 | 4.35% |
Export Import Bank of India (07/05/2026) INE514E14TD1 | 4.00% |
Power Finance Corporation Limited (15/04/2026) INE134E14AX6 | 3.09% |
National Bank For Agriculture and Rural Development (08/05/2026) INE261F14OR7 | 3.08% |
Small Industries Dev Bank of India (05/05/2026) # INE556F16BH3 | 3.08% |
Axis Bank Limited (06/05/2026) ** # INE238AD6BZ2 | 3.08% |
Canara Bank (08/05/2026) ** # INE476A16G69 | 3.08% |
Aditya Birla Housing Finance Limited (07/05/2026) ** INE831R14FU4 | 3.08% |
91 Days Tbill (MD 22/05/2026) IN002025X463 | 3.08% |
91 Days Tbill (MD 28/05/2026) IN002025X471 | 3.08% |
ICICI Home Finance Company Limited (27/05/2026) ** INE071G14HO9 | 3.07% |
Union Bank of India (01/06/2026) ** # INE692A16KH8 | 3.07% |
Poonawalla Fincorp Limited (15/05/2026) ** INE511C14ZK3 | 3.07% |
HDFC Bank Limited (19/05/2026) # INE040A16GW7 | 3.07% |
Manappuram Finance Limited (15/05/2026) ** INE522D14PD4 | 3.07% |
Bank of Baroda (05/06/2026) # INE028A16KR4 | 3.06% |
HDFC Bank Limited (10/06/2026) # INE040A16IW3 | 3.06% |
Kotak Securities Limited (01/06/2026) ** INE028E14VG1 | 3.06% |
ICICI Securities Limited (05/06/2026) ** INE763G14C04 | 3.06% |
Bank of Baroda (03/06/2026) # INE028A16KG7 | 3.06% |
National Bank For Agriculture and Rural Development (18/05/2026) ** INE261F14OT3 | 1.54% |
ICICI Securities Limited (22/05/2026) ** INE763G14YN8 | 1.53% |
Kotak Securities Limited (20/05/2026) ** INE028E14VA4 | 1.53% |
Aditya Birla Housing Finance Limited (08/06/2026) ** INE831R14FS8 | 1.53% |
HDFC Bank Limited (24/06/2026) # INE040A16HB9 | 1.22% |
Corporate Debt Market Development Fund # INF0RQ622028 | 0.34% |
Performance Comparison
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Investment Objective
BANK OF INDIA Liquid Fund- Regular Plan- Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
BANK OF INDIA Liquid Fund- Regular Plan- Growth is a Liquid mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹1,730 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.14%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations