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Sectoral / Thematic📊 NIFTY 500 TRI(SEBI default)

Bank of India Manufacturing and Infrastructure Fund · Regular · Growth

Bank of India Mutual Fund

#21 of 213 (1Y)

NAV

₹64.7700

as of 17 Jun 2026

Expense Ratio

2.32%

AUM

₹669 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+15.43%
3Y
+23.66%
5Y
+21.18%
Since Inception
+11.98%

SIP returns (XIRR)

1Y
+21.76%
3Y
+17.54%
5Y
+20.91%
Since Inception
+16.57%

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹4,17,280

Benchmark

₹3,16,056

+₹1,01,224 extra wealth vs the benchmark index

Backtest this SIP yourself

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹97,500

Invested

₹4,17,280

Value today

16.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹6,027

Value today

11.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹9,75,000

Withdrawn

₹18,54,463

Corpus left

+₹18,29,463 net gain — withdrew ₹9,75,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹36,21,358

Value today

+0.1%

vs lumpsum

STP beat direct lumpsum by 0.1% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹5,64,266

Value today

5.6×

Multiple

Staying invested through that crash turned ₹1L into ₹5,64,266 — a 5.6× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.31

Sharpe Ratio

+0.11

Alpha

0.57

Beta

0.30

Sortino

18.17%

Std Dev

-19.10%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseBank of India Mutual Fund
CategorySectoral / Thematic
BenchmarkNIFTY 500 TRI ✓
Launch Date10 Mar 2010
AMFI Code112359
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit LoadCurrent Load Structure : Entry Load - NIL,Exit load - For redemption/switch out upto 10% of the initial units allotted -within 1 year from the date of allotment: ?NIL?Anyredemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from thedate of allotment of units. If the units are redeemed/switched out after 1 year fromthe date of allotment of units : ?Nil?.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with BANK OF INDIA Manufacturing & Infrastructure Fund-Direct Plan-Regular IDCW

Holding% NAV

Investment Objective

Bank of India Manufacturing and Infrastructure Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Bank of India Manufacturing and Infrastructure Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹669 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.32%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations