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Sectoral / Thematic📊 NIFTY 500 TRI(SEBI default)

Bank of India Manufacturing and Infrastructure Fund · Regular · Growth

Bank of India Mutual Fund

#27 of 227 (1Y)

NAV

₹66.4700

as of 29 Sept 2026

Expense Ratio

2.32%

AUM

₹766 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+17.73%
3Y
+20.00%
5Y
+19.25%
Since Inception
+11.94%

SIP returns (XIRR)

1Y
+17.71%
3Y
+14.91%
5Y
+19.77%
Since Inception
+16.39%

What history actually did — last 10 years (Sept 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹17,22,970 today — ₹6,00,000 invested, 20.1% XIRR.

₹6,00,000

Invested

₹17,22,970

Value today

20.1%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹5,22,563 today (18.0% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹35,02,659.

Fund vs Benchmark (TRI)

Same SIP, benchmark total-return index

The same SIP would be worth ₹17,22,970 in this fund vs ₹11,24,556 in the benchmark — outperformance of ₹5,72,966.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹6,05,925 today (6.06×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

1.25

Sharpe Ratio

+0.26

Alpha

0.26

Beta

1.27

Sortino

14.13%

Std Dev

-9.62%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 31 Aug 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseBank of India Mutual Fund
CategorySectoral / Thematic
BenchmarkNIFTY 500 TRI ✓
Launch Date10 Mar 2010
AMFI Code112359
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit LoadCurrent Load Structure : Entry Load - NIL,Exit load - For redemption/switch out upto 10% of the initial units allotted -within 1 year from the date of allotment: ?NIL?Anyredemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from thedate of allotment of units. If the units are redeemed/switched out after 1 year fromthe date of allotment of units : ?Nil?.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Aug 2026
Holding% NAV

What this fund does

Bank of India Manufacturing and Infrastructure Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Bank of India Manufacturing and Infrastructure Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹766 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.32%.

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