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Aggressive Hybrid📊 NIFTY 50 Hybrid Composite Debt 65:35 Index(SEBI default)

Bank of India Mid and Small Cap Equity and Debt Fund · Regular · Growth

Bank of India Mutual Fund

#1 of 30 (1Y)

NAV

₹42.6100

as of 29 Sept 2026

Expense Ratio

2.13%

AUM

₹1,523 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+14.02%
3Y
+14.86%
5Y
+13.47%
Since Inception
+15.28%

SIP returns (XIRR)

1Y
+15.84%
3Y
+11.17%
5Y
+14.69%
Since Inception
+16.34%

What history actually did — last 10 years (Sept 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹14,12,473 today — ₹6,00,000 invested, 16.4% XIRR.

₹6,00,000

Invested

₹14,12,473

Value today

16.4%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹4,03,122 today (15.0% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹26,18,747.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹4,47,114 today (4.47×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

0.88

Sharpe Ratio

—

Alpha

—

Beta

0.83

Sortino

13.00%

Std Dev

-9.27%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 31 Jul 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseBank of India Mutual Fund
CategoryAggressive Hybrid
BenchmarkNIFTY 50 Hybrid Composite Debt 65:35 Index
Launch Date20 Jul 2016
AMFI Code139529
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹1,000
Exit LoadExit load - For redemption/switch out upto 10% of the initial units allotted -within 1 year from the date of allotment: ?NIL?Anyredemption/switch out - in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/switched out within 1 year from thedate of allotment of units. If the units are redeemed/switched out after 1 year fromthe date of allotment of units : ?Nil?.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Jul 2026

portfolio shared with BANK OF INDIA MID & SMALL CAP EQUITY & DEBT FUND - DIRECT PLAN IDCW

Holding% NAV

What this fund does

Bank of India Mid and Small Cap Equity and Debt Fund · Regular · Growth aims to generate long-term capital appreciation with moderate income by investing 65-80% in equity and 20-35% in debt instruments. This asset allocation provides equity upside with a debt cushion during market downturns.

About This Fund

Bank of India Mid and Small Cap Equity and Debt Fund · Regular · Growth is a Aggressive Hybrid mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹1,523 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 65:35 Index. The current expense ratio is 2.13%.

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