Bank of India Small Cap Fund · Regular · Growth
₹51.8600
₹1.26 (+2.49%)
NAV as of 12 Jun 2026
Today's NAV — all variants
Regular · Growth
₹₹51.8600
₹1.26 (+2.49%)
12 Jun 2026
AMFI: 145677
Regular · IDCW
₹₹37.8100
₹0.92 (+2.49%)
12 Jun 2026
AMFI: 145676
Direct · IDCW
₹₹43.8700
₹1.07 (+2.50%)
12 Jun 2026
AMFI: 145675
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 19 December 2018 onwards due to a structural change in the scheme on that date. Pre-2018 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹45,000
Invested
₹1,10,254
Value today
23.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,060
Value today
24.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,50,000
Withdrawn
₹39,57,465
Corpus left
+₹34,07,465 net gain — withdrew ₹4,50,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹30,22,383
Value today
-0.5%
vs lumpsum
Direct lumpsum would have beaten STP by 0.5% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹1,10,254
Benchmark
₹96,717
+₹13,537 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹6,17,073
Value today
6.2×
Multiple
Staying invested through that crash turned ₹1L into ₹6,17,073 — a 6.2× return
Read: Staying invested through crashesFund Details
Risk Metrics
Trailing 1 year, annualised-0.11
Sharpe Ratio
+0.03
Alpha
0.54
Beta
-0.10
Sortino
21.10%
Std Dev
-25.62%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Acutaas Chemicals Limited INE00FF01025 | 3.08% |
Wockhardt Limited INE049B01025 | 2.92% |
Lloyds Metals And Energy Limited INE281B01032 | 2.60% |
Quality Power Electrical Eqp Ltd INE0SII01026 | 2.57% |
Indian Bank INE562A01011 | 2.53% |
City Union Bank Limited INE491A01021 | 2.52% |
Computer Age Management Services Limited INE596I01020 | 2.39% |
Sky Gold And Diamonds Limited INE01IU01018 | 2.32% |
Fiem Industries Limited INE737H01014 | 2.31% |
Eris Lifesciences Limited INE406M01024 | 2.10% |
Apar Industries Limited INE372A01015 | 2.07% |
Tbo Tek Limited INE673O01025 | 1.90% |
Zf Commercial Vehicle Control Systems India Limited INE342J01019 | 1.87% |
Anand Rathi Wealth Limited INE463V01026 | 1.80% |
Stylam Industries Limited INE239C01020 | 1.77% |
Atlanta Electricals Ltd INE0Z4F01028 | 1.76% |
Arvind Limited INE034A01011 | 1.71% |
Carraro India Limited INE0V7W01012 | 1.66% |
Hindustan Copper Limited INE531E01026 | 1.65% |
Balrampur Chini Mills Limited INE119A01028 | 1.63% |
Shreeji Shipping Global Limited INE1B6101010 | 1.63% |
Mrs. Bectors Food Specialities Limited INE495P01020 | 1.59% |
Steel Authority Of India Limited INE114A01011 | 1.48% |
Lumax Auto Technologies Limited INE872H01027 | 1.46% |
Kajaria Ceramics Limited INE217B01036 | 1.46% |
Syrma Sgs Technology Limited INE0DYJ01015 | 1.45% |
Ambuja Cements Limited INE079A01024 | 1.42% |
Heg Limited INE545A01024 | 1.39% |
Ksh International Limited INE987S01020 | 1.36% |
Housing & Urban Development Corporation Limited INE031A01017 | 1.35% |
Cemindia Projects Ltd INE686A01026 | 1.29% |
Krishna Institute Of Medical Sciences Limited INE967H01025 | 1.29% |
Tvs Srichakra Limited INE421C01016 | 1.28% |
Swan Defence And Heavy Industries Ltd INE542F01020 | 1.27% |
Td Power Systems Limited INE419M01027 | 1.25% |
Nuvama Wealth Management Limited INE531F01023 | 1.24% |
Sanathan Textiles Limited INE0JPD01013 | 1.22% |
Wework India Management Limited INE085001019 | 1.20% |
Prudent Corporate Advisory Services Limited INE00F201020 | 1.17% |
Goodluck India Limited INE127I01024 | 1.11% |
Sbi Cards And Payment Services Limited INE018E01016 | 1.08% |
Steelcast Ltd INE124E01038 | 1.08% |
Godavari Biorefineries Limited INE497S01012 | 1.08% |
Leela Palaces Hotels & Resorts Limited INE0AQ201015 | 1.05% |
Vidya Wires Limited INE14UN01029 | 1.04% |
Aequs Limited INE947N01017 | 1.02% |
Vijaya Diagnostic Centre Limited INE043W01024 | 0.97% |
Hitachi Energy India Limited INE07Y701011 | 0.96% |
Pg Electroplast Limited INE457L01029 | 0.94% |
Ganesha Ecosphere Limited INE845D01014 | 0.93% |
Performance Comparison
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Investment Objective
Bank of India Small Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing in small-cap companies — ranked 251st and below by market capitalisation. Small-cap funds offer higher growth potential but also carry higher volatility and risk compared to large-cap and mid-cap funds.
About This Fund
Bank of India Small Cap Fund · Regular · Growth is a Small Cap mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,121 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Smallcap 250 TRI. The current expense ratio is 2.02%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors who understand that small-cap stocks can be highly volatile and are willing to stay invested for the long term
- •SIP investors who can benefit from rupee cost averaging during market fluctuations