BANK OF INDIA Ultra Short Duration Fund- Regular Plan- Growth
₹3320.5102
₹2.57 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3320.5102
₹2.57 (+0.08%)
29 May 2026
AMFI: 109269
Direct · Growth
₹₹3451.6156
₹2.77 (+0.08%)
29 May 2026
AMFI: 119379
Regular · IDCW
₹₹1005.9308
₹0.78 (+0.08%)
29 May 2026
AMFI: 109264
Direct · IDCW
₹₹1006.0821
₹0.81 (+0.08%)
29 May 2026
AMFI: 119381
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,07,000
Invested
₹2,00,747
Value today
6.6%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,318
Value today
6.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,70,000
Withdrawn
₹13,10,462
Corpus left
+₹13,80,462 net gain — withdrew ₹10,70,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,38,706
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,38,706 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹83,254
Regular plan
₹81,352
Direct earns ₹1,902 more on a ₹60K investment — 0.32% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.12
Sharpe Ratio
—
Alpha
—
Beta
-0.16
Sortino
0.40%
Std Dev
-0.07%
Max Drawdown
Portfolio Holdings
Top 36 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.64% Power Finance Corporation Limited (25/08/2026) ** INE134E08MT1 | 11.99% |
7.64% REC Limited (30/06/2026) INE020B08EM0 | 10.71% |
9.10% Manappuram Finance Limited (19/08/2026) ** INE522D07CH7 | 9.44% |
7.64% Power Finance Corporation Limited (25/08/2026) ** INE134E08MT1 | 9.11% |
9.10% Manappuram Finance Limited (19/08/2026) ** INE522D07CH7 | 7.16% |
7.64% REC Limited (30/06/2026) ** INE020B08EM0 | 6.51% |
| Security | % NAV |
|---|---|
182 Days Tbill (MD 28/05/2026) IN002025Y354 | 12.76% |
HDFC Bank Limited (05/03/2027) ** # INE040A16IU7 | 12.05% |
182 Days Tbill (MD 28/05/2026) IN002025Y354 | 9.72% |
Punjab National Bank (15/09/2026) # INE160A16UT0 | 9.51% |
HDFC Bank Limited (05/03/2027) ** # INE040A16IU7 | 9.19% |
Indian Bank (05/06/2026) ** # INE562A16PZ4 | 8.47% |
AU Small Finance Bank Limited (18/09/2026) ** # INE949L16DT9 | 8.28% |
Bank of Baroda (04/02/2027) ** # INE028A16LF7 | 8.08% |
Small Industries Dev Bank of India (05/02/2027) ** # INE556F16BZ5 | 8.08% |
Indian Bank (05/06/2026) # INE562A16PZ4 | 6.46% |
AU Small Finance Bank Limited (18/09/2026) ** # INE949L16DT9 | 6.33% |
Bank of Baroda (04/02/2027) ** # INE028A16LF7 | 6.16% |
Small Industries Dev Bank of India (05/02/2027) ** # INE556F16BZ5 | 6.16% |
Bank of Baroda (20/05/2026) ** # INE028A16JZ9 | 4.24% |
Export Import Bank of India (11/06/2026) ** # INE514E16CM3 | 4.23% |
364 Days Tbill (MD 04/02/2027) IN002025Z443 | 4.09% |
Kotak Mahindra Bank Limited (12/02/2027) ** # INE237AD6141 | 4.04% |
Motilal Oswal Financial Services Limited (05/02/2027) ** INE338I14LU7 | 4.02% |
Union Bank of India (11/09/2026) # INE692A16LT1 | 3.81% |
Export Import Bank of India (11/06/2026) # INE514E16CM3 | 3.23% |
Kotak Mahindra Bank Limited (12/02/2027) ** # INE237AD6141 | 3.08% |
Motilal Oswal Financial Services Limited (05/02/2027) ** INE338I14LU7 | 3.06% |
Small Industries Dev Bank of India (28/10/2026) ** # INE556F16BO9 | 2.51% |
Bank of Baroda (05/06/2026) ** # INE028A16KR4 | 1.94% |
364 Days Tbill (MD 07/01/2027) IN002025Z401 | 1.44% |
364 Days Tbill (MD 07/01/2027) IN002025Z401 | 1.10% |
364 Days Tbill (MD 08/10/2026) IN002025Z286 | 0.66% |
364 Days Tbill (MD 08/10/2026) IN002025Z286 | 0.51% |
Corporate Debt Market Development Fund # INF0RQ622028 | 0.42% |
Corporate Debt Market Development Fund # INF0RQ622028 | 0.32% |
Performance Comparison
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Investment Objective
BANK OF INDIA Ultra Short Duration Fund- Regular Plan- Growth by Bank of India Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
BANK OF INDIA Ultra Short Duration Fund- Regular Plan- Growth is a Ultra Short Duration mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Ultra Short Duration Debt Index. The current expense ratio is 0.90%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations