Baroda BNP Paribas India Consumption Fund · Regular · Growth
Baroda BNP Paribas Mutual Fund
NAV
₹29.0429
as of 30 Sept 2026
Expense Ratio
2.42%
AUM
₹1,398 Cr
Lumpsum returns (CAGR)
- 1Y
- -8.87%
- 3Y
- +7.31%
- 5Y
- +8.24%
- Since Inception
- +14.14%
SIP returns (XIRR)
- 1Y
- -8.57%
- 3Y
- -0.55%
- 5Y
- +6.25%
- Since Inception
- +11.38%
What history actually did — last 8 years (Oct 2018 – Sept 2026)
A ₹5,000 monthly SIP for the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,46,647 today — ₹4,75,000 invested, 11.2% XIRR.
₹4,75,000
Invested
₹7,46,647
Value today
11.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,92,392 today (14.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2018 would still hold ₹21,77,269.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹7,46,647 in this fund vs ₹7,84,171 in the benchmark — underperformance of ₹37,524.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Oct 2018 – Sept 2026) (22 Mar 2020) would be ₹3,02,619 today (3.03×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.48
Sharpe Ratio
-0.09
Alpha
0.23
Beta
-0.47
Sortino
12.47%
Std Dev
-18.00%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Automobiles27.59%
- Retailing14.22%
- Consumer Durables13.01%
- Telecom - Services8.02%
- Food Products6.16%
- Agricultural Food & other Products4.87%
- Diversified FMCG4.85%
- Healthcare Services3.76%
- Beverages3.45%
- Leisure Services3.26%
- Realty3.14%
- Transport Services2.70%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Titan Company Limited8.07%
- 2Bharti Airtel Limited6.86%
- 3Mahindra & Mahindra Limited6.77%
- 4Maruti Suzuki India Limited6.18%
- 5Eicher Motors Limited5.47%
- 6Eternal Limited5.42%
- 7Tvs Motor Company Limited4.93%
- 8Nestle India Limited3.27%
- 9The Phoenix Mills Limited3.14%
- 10Bajaj Auto Limited2.92%
What this fund does
Baroda BNP Paribas India Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Baroda BNP Paribas India Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Baroda BNP Paribas Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,398 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.42%.