DSP 10Y G-Sec Fund - Regular Plan - Growth
₹22.0350
₹0.01 (-0.03%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹22.0350
₹0.01 (-0.03%)
29 May 2026
AMFI: 131297
Direct · Growth
₹₹22.6177
₹0.01 (-0.03%)
29 May 2026
AMFI: 131301
Regular · IDCW
₹₹10.6507
₹0.00 (-0.03%)
29 May 2026
AMFI: 131299
Direct · IDCW
₹₹10.8424
₹0.00 (-0.03%)
29 May 2026
AMFI: 131302
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,000
Invested
₹20,060
Value today
6.0%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹220
Value today
7.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,00,000
Withdrawn
₹12,00,488
Corpus left
+₹9,00,488 net gain — withdrew ₹7,00,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,36,805
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,36,805 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,161
Regular plan
₹81,195
Direct earns ₹966 more on a ₹60K investment — 0.16% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.63
Sharpe Ratio
—
Alpha
—
Beta
-0.63
Sortino
3.17%
Std Dev
-2.75%
Max Drawdown
Portfolio Holdings
Top 1 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
6.48% GOI 2035 IN0020250091 | 98.35% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Compare with Similar Funds
Investment Objective
DSP 10Y G-Sec Fund - Regular Plan - Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
DSP 10Y G-Sec Fund - Regular Plan - Growth is a Gilt – 10 Year Constant Duration mutual fund offered by DSP Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹54.2 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL 10 Yr Gilt Index. The current expense ratio is 0.52%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations