NAV
₹98.4430
as of 30 Sept 2026
Expense Ratio
1.88%
AUM
₹11,816 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.12%
- 3Y
- +8.64%
- 5Y
- +7.90%
- Since Inception
- +12.61%
SIP returns (XIRR)
- 1Y
- -5.25%
- 3Y
- +2.22%
- 5Y
- +7.96%
- Since Inception
- +12.97%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,03,916 today — ₹5,95,000 invested, 12.0% XIRR.
₹5,95,000
Invested
₹11,03,916
Value today
12.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,14,826 today (12.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹20,44,346.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,03,916 in this fund vs ₹11,23,105 in the benchmark — underperformance of ₹19,189.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,33,197 today (3.33×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.05
Sharpe Ratio
-0.01
Alpha
0.30
Beta
-0.05
Sortino
13.53%
Std Dev
-14.61%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks26.26%
- Automobiles7.08%
- IT - Software6.66%
- Insurance5.83%
- Finance5.31%
- Capital Markets5.19%
- Auto Components4.97%
- Pharmaceuticals & Biotechnology4.94%
- Telecom - Services4.07%
- Industrial Products4.03%
- Consumer Durables3.21%
- Retailing3.19%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited9.57%
- 2Hdfc Bank Limited8.03%
- 3Axis Bank Limited4.87%
- 4Mahindra & Mahindra Limited4.28%
- 5State Bank Of India3.56%
- 6Bharti Airtel Limited2.75%
- 7Cholamandalam Investment And Finance Co Limited2.50%
- 8Coforge Limited2.41%
- 9Bajaj Finance Limited2.28%
- 10Cipla Limited2.26%
What this fund does
DSP Flexi Cap Fund · Regular · Growth aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.
About This Fund
DSP Flexi Cap Fund · Regular · Growth is a Flexi Cap mutual fund offered by DSP Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹11,816 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.88%.