DSP Healthcare Fund · Regular · Growth
NAV
₹44.0890
as of 31 Jul 2026
Expense Ratio
1.94%
AUM
₹3,199 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.35%
- 3Y
- +19.44%
- 5Y
- +14.45%
- Since Inception
- +21.20%
SIP returns (XIRR)
- 1Y
- +22.49%
- 3Y
- +15.66%
- 5Y
- +17.75%
- Since Inception
- +20.33%
Returns calculated from 12 November 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,56,485 today — ₹2,95,000 invested, 18.0% XIRR.
₹2,95,000
Invested
₹4,56,485
Value today
18.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,94,037 today (14.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹14,83,881.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,56,485 in this fund vs ₹3,87,327 in the benchmark — outperformance of ₹69,158.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,38,453 today (1.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
+0.01
Alpha
0.22
Beta
0.02
Sortino
13.95%
Std Dev
-13.67%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Pharmaceuticals & Biotechnology65.00%
- Healthcare Services13.00%
- Insurance1.00%
- Retailing1.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Healthcare Fund - Regular Plan - IDCW
- 1Sun Pharmaceutical Industries Limited8.84%
- 2Ipca Laboratories Limited8.26%
- 3Cipla Limited7.56%
- 4Laurus Labs Limited6.42%
- 5Sai Life Sciences Limited6.10%
- 6Gland Pharma Limited5.13%
- 7Cohance Lifesciences Limited4.83%
- 8Apollo Hospitals Enterprise Limited4.73%
- 9Alembic Pharmaceuticals Limited3.43%
- 10Vijaya Diagnostic Centre Limited3.36%
Investment Objective
DSP Healthcare Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
DSP Healthcare Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by DSP Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹3,199 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE Healthcare TRI. The current expense ratio is 1.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations