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Sectoral / Thematicregulargrowth📊 BSE Healthcare TRI

DSP Healthcare Fund - Regular Plan - Growth

DSP Mutual Fund

#43 of 213 (1Y)

₹40.8160

0.13 (-0.32%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹40.8160

0.13 (-0.32%)

29 May 2026

AMFI: 145456

Direct · Growth

₹₹45.5650

0.14 (-0.32%)

29 May 2026

AMFI: 145454

Regular · IDCW

₹₹23.6440

0.08 (-0.32%)

29 May 2026

AMFI: 145453

Direct · IDCW

₹₹26.3500

0.08 (-0.31%)

29 May 2026

AMFI: 145455

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+1.54%
1 Month+6.52%
3 Months+9.58%
6 Months+1.57%
1 Year+9.62%
3 Years (CAGR)+23.36%
5 Years (CAGR)+14.23%
10 Years (CAGR)
Since Inception (Nov 2018)+20.50%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+10.28%
3 Year SIP+13.03%
5 Year SIP+15.51%
Since Inception (Nov 2018)+19.15%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹9,000

Invested

₹18,723

Value today

19.1%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹408

Value today

20.5%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹4,50,000

Withdrawn

₹31,45,425

Corpus left

+₹25,95,425 net gain — withdrew ₹4,50,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹24,55,505

Value today

+0.3%

vs lumpsum

STP beat direct lumpsum by 0.3% — reduced timing risk paid off

Model your own STP with real NAV

Beat the benchmark — ₹100/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹18,723

Benchmark

₹15,396

+₹3,327 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,21,131

Value today

4.2×

Multiple

Staying invested through that crash turned ₹1L into ₹4,21,131 — a 4.2× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 7 years

Expense ratio drag on your actual returns

Direct plan

₹88,910

Regular plan

₹83,574

Direct earns ₹5,336 more on a ₹42K investment1.81% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseDSP Mutual Fund
CategorySectoral / Thematic
Plan Typeregular
Optiongrowth
AUM₹2,990 Cr
Expense Ratio1.94%
Min SIP₹100
Min Lumpsum₹100
BenchmarkBSE Healthcare TRI ✓
Launch Date12 Nov 2018
AMFI Code145456

Risk Metrics

Trailing 1 year, annualised

-0.42

Sharpe Ratio

-0.04

Alpha

0.37

Beta

-0.38

Sortino

13.88%

Std Dev

-16.36%

Max Drawdown

Portfolio Holdings

Top 25 holdings · as of Mar 2026

Security% NAV

IPCA Laboratories Limited

INE571A01038

9.39%

Sun Pharmaceutical Industries Limited

INE044A01036

9.33%

Cipla Limited

INE059A01026

7.68%

Laurus Labs Limited

INE947Q01028

6.29%

Sai Life Sciences Limited

INE570L01029

6.02%

Gland Pharma Limited

INE068V01023

5.40%

Apollo Hospitals Enterprise Limited

INE437A01024

5.00%

Alembic Pharmaceuticals Limited

INE901L01018

3.28%

Pfizer Limited

INE182A01018

3.28%

Cohance Lifesciences Limited

INE03QK01018

3.10%

Kovai Medical Center and Hospital Limited

INE177F01017

2.87%

Vijaya Diagnostic Centre Limited

INE043W01024

2.79%

Procter & Gamble Health Limited

INE199A01012

2.64%

Emcure Pharmaceuticals Limited

INE168P01015

2.14%

Indoco Remedies Limited

INE873D01024

1.83%

Concord Biotech Limited

INE338H01029

1.75%

ICICI Lombard General Insurance Company Limited

INE765G01017

1.43%

Nephrocare Health Services Limited

INE428V01029

1.11%

Aarti Drugs Limited

INE767A01016

0.94%

Unichem Laboratories Limited

INE351A01035

0.86%

Alkem Laboratories Limited

INE540L01014

0.68%

Corona Remedies Limited

INE02ZQ01018

0.63%

Medplus Health Services Limited

INE804L01022

0.56%

Jupiter Life Line Hospitals Limited

INE682M01012

0.42%

Laxmi Dental Limited

INE0WO601020

0.15%

Performance Comparison

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Investment Objective

DSP Healthcare Fund - Regular Plan - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

DSP Healthcare Fund - Regular Plan - Growth is a Sectoral / Thematic mutual fund offered by DSP Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹2,990 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE Healthcare TRI. The current expense ratio is 1.94%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations