DSP Liquidity Fund - Regular Plan - Growth
₹3937.7001
₹1.40 (+0.04%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹3937.7001
₹1.40 (+0.04%)
31 May 2026
AMFI: 103347
Direct · Growth
₹₹3986.2466
₹1.43 (+0.04%)
31 May 2026
AMFI: 119125
Regular · IDCW
₹₹1001.4663
₹0.00 (+0.00%)
31 May 2026
AMFI: 103349
Direct · IDCW
₹₹1001.4663
₹0.00 (+0.00%)
31 May 2026
AMFI: 119124
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 23 December 2007 onwards due to a structural change in the scheme on that date. Pre-2007 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹24,600
Invested
₹51,592
Value today
6.7%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹394
Value today
6.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,30,000
Withdrawn
₹13,58,095
Corpus left
+₹15,88,095 net gain — withdrew ₹12,30,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,40,046
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,40,046 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,886
Regular plan
₹82,448
Direct earns ₹438 more on a ₹60K investment — 0.07% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-15.87
Sharpe Ratio
—
Alpha
—
Beta
-13.03
Sortino
0.14%
Std Dev
-0.01%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Small Industries Development Bank of India** INE556F14MD4 | 3.51% |
Small Industries Development Bank of India** INE556F14MD4 | 2.43% |
Tata Steel Limited** INE081A14GU0 | 2.21% |
National Bank for Agriculture and Rural Development** INE261F14PE2 | 1.76% |
Bajaj Finance Limited** INE296A14F78 | 1.76% |
Reliance Retail Ventures Limited** INE929O14EU6 | 1.75% |
National Bank for Agriculture and Rural Development** INE261F14PA0 | 1.75% |
Reliance Retail Ventures Limited** INE929O14EY8 | 1.54% |
National Bank for Agriculture and Rural Development INE261F14OR7 | 1.47% |
Reliance Retail Ventures Limited** INE929O14EQ4 | 1.47% |
Angel One Limited** INE732I14DB8 | 1.46% |
Aditya Birla Housing Finance Limited** INE831R14FS8 | 1.46% |
Reliance Retail Ventures Limited** INE929O14EU6 | 1.33% |
National Bank for Agriculture and Rural Development INE261F14PA0 | 1.32% |
Reliance Industries Limited** INE002A14LP6 | 1.32% |
| Security | % NAV |
|---|---|
5.63% GOI 2026 IN0020210012 | 12.01% |
91 DAYS T-BILL 2026 IN002025X471 | 3.53% |
91 DAYS T-BILL 2026 IN002026X032 | 3.08% |
Union Bank of India** INE692A16KH8 | 2.78% |
Export-Import Bank of India** INE514E16CL5 | 2.78% |
91 DAYS T-BILL 2026 IN002025X471 | 2.77% |
RBL Bank Limited** INE976G16OH4 | 2.35% |
HDFC Bank Limited** INE040A16HT1 | 2.34% |
Indian Bank** INE562A16PB5 | 2.31% |
Export-Import Bank of India** INE514E16CL5 | 2.10% |
91 DAYS T-BILL 2026 IN002025X463 | 2.06% |
Canara Bank** INE476A16E20 | 1.90% |
HDFC Bank Limited** INE040A16HT1 | 1.77% |
91 DAYS T-BILL 2026 IN002025X455 | 1.77% |
Union Bank of India** INE692A16LF0 | 1.76% |
Union Bank of India** INE692A16KT3 | 1.75% |
Punjab National Bank** INE160A16UR4 | 1.75% |
91 DAYS T-BILL 2026 IN002025X463 | 1.66% |
Indian Bank** INE562A16PB5 | 1.63% |
Small Industries Development Bank of India INE556F16BH3 | 1.62% |
Union Bank of India INE692A16KC9 | 1.62% |
Axis Bank Limited** INE238AD6BB3 | 1.61% |
Punjab National Bank INE160A16UK9 | 1.47% |
Export-Import Bank of India** INE514E16CM3 | 1.46% |
Union Bank of India** INE692A16KH8 | 1.44% |
Canara Bank** INE476A16E20 | 1.44% |
Union Bank of India** INE692A16LX3 | 1.42% |
Union Bank of India** INE692A16LF0 | 1.33% |
Punjab National Bank** INE160A16UR4 | 1.33% |
RBL Bank Limited** INE976G16OH4 | 1.33% |
HDFC Bank Limited** INE040A16JE9 | 1.32% |
RBL Bank Limited** INE976G16OL6 | 1.32% |
91 DAYS T-BILL 2026 IN002025X455 | 1.31% |
91 DAYS T-BILL 2026 IN002025X422 | 1.27% |
182 DAYS T-BILL 2026 IN002025Y354 | 1.26% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Liquidity Fund - Regular Plan - Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
DSP Liquidity Fund - Regular Plan - Growth is a Liquid mutual fund offered by DSP Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹22,387 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations