Franklin India Floating Rate Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹43.7678
as of 29 Sept 2026
Expense Ratio
0.94%
AUM
₹295 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.71%
- 3Y
- +7.23%
- 5Y
- +6.40%
- Since Inception
- +5.98%
SIP returns (XIRR)
- 1Y
- +5.52%
- 3Y
- +6.79%
- 5Y
- +6.93%
- Since Inception
- +6.14%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,30,783 today — ₹6,00,000 invested, 6.4% XIRR.
₹6,00,000
Invested
₹8,30,783
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,83,214 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,01,357.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,48,385 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.34
Sharpe Ratio
—
Alpha
—
Beta
0.37
Sortino
0.97%
Std Dev
-0.57%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.31% Karnataka Sdl (04-Sep-2033)9.16%
- 27.33% Maharashtra Sdl (04-Mar-2034)9.13%
- 37.64% Rec Ltd (30-Apr-2027)9.12%
- 47.59% Chhattisgarh Sdl (11-Feb-2036)8.85%
- 5Bank Of Baroda (04-Dec-2026)8.74%
- 6Hdfc Bank Ltd (12-Mar-2027)8.58%
- 7National Bank For Agriculture & Rural Development (17-Mar-2027)8.57%
- 80.00% Jubilant Beverages Ltd (31-May-2028) **8.09%
- 90.00% Jubilant Bevco Ltd (31-May-2028) **8.03%
- 107.82% Bajaj Finance Ltd (31-Jan-2034) **7.41%
What this fund does
Franklin India Floating Rate Fund · Regular · Growth by Franklin Templeton Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
Franklin India Floating Rate Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹295 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index A-II. The current expense ratio is 0.94%.