Franklin India Floating Rate Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹43.0880
as of 16 Jun 2026
Expense Ratio
0.94%
AUM
₹306 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.43%
- 3Y
- +7.53%
- 5Y
- +6.37%
- Since Inception
- +5.98%
SIP returns (XIRR)
- 1Y
- +5.52%
- 3Y
- +7.13%
- 5Y
- +7.02%
- Since Inception
- +6.15%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹30,200
Invested
₹70,064
Value today
6.1%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,302
Value today
6.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,10,000
Withdrawn
₹7,99,104
Corpus left
+₹13,09,104 net gain — withdrew ₹15,10,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,859
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,859 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.96
Sharpe Ratio
—
Alpha
—
Beta
1.05
Sortino
0.94%
Std Dev
-0.57%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.59% Chhattisgarh Sdl (11-Feb-2036)8.72%
- 27.64% Rec Ltd (30-Apr-2027) **8.66%
- 37.31% Karnataka Sdl (04-Sep-2033)8.59%
- 47.33% Maharashtra Sdl (04-Mar-2034)8.58%
- 5Small Industries Development Bank Of India (18-Feb-2027) **8.15%
- 6Canara Bank (26-Feb-2027) **8.15%
- 7Hdfc Bank Ltd (12-Mar-2027) **8.12%
- 8National Bank For Agriculture & Rural Development (17-Mar-2027) **8.12%
- 90.00% Jubilant Bevco Ltd (31-May-2028) **7.93%
- 100.00% Jubilant Beverages Ltd (31-May-2028) **7.63%
Investment Objective
Franklin India Floating Rate Fund · Regular · Growth by Franklin Templeton Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Franklin India Floating Rate Fund · Regular · Growth is a Floater Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹306 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index A-II. The current expense ratio is 0.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations