Franklin India Floating Rate Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹43.9709
as of 13 Nov 2026
Expense Ratio
0.94%
AUM
₹281 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.29%
- 3Y
- +7.22%
- 5Y
- +6.46%
- Since Inception
- +5.97%
SIP returns (XIRR)
- 1Y
- +5.06%
- 3Y
- +6.51%
- 5Y
- +6.83%
- Since Inception
- +6.12%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,26,330 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,26,330
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,82,730 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,00,971.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,49,073 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.10
Sharpe Ratio
—
Alpha
—
Beta
-1.04
Sortino
0.85%
Std Dev
-0.57%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.64% Rec Ltd (30-Apr-2027) **10.06%
- 27.59% Chhattisgarh Sdl (11-Feb-2036)9.64%
- 37.31% Karnataka Sdl (04-Sep-2033)9.62%
- 47.33% Maharashtra Sdl (04-Mar-2034)9.58%
- 5Hdfc Bank Ltd (12-Mar-2027) **9.46%
- 6National Bank For Agriculture & Rural Development (17-Mar-2027) **9.45%
- 70.00% Jubilant Beverages Ltd (31-May-2028) **8.92%
- 87.82% Bajaj Finance Ltd (31-Jan-2034) **8.18%
- 90.00% Jubilant Bevco Ltd (31-May-2028)7.81%
- 107.70% Poonawalla Fincorp Ltd (21-Apr-2028) **4.00%
What this fund does
Franklin India Floating Rate Fund · Regular · Growth by Franklin Templeton Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
Franklin India Floating Rate Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹281 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index A-II. The current expense ratio is 0.94%.