Franklin India Floating Rate Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹43.5266
as of 31 Jul 2026
Expense Ratio
0.94%
AUM
₹295 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.51%
- 3Y
- +7.50%
- 5Y
- +6.46%
- Since Inception
- +5.99%
SIP returns (XIRR)
- 1Y
- +6.13%
- 3Y
- +7.21%
- 5Y
- +7.11%
- Since Inception
- +6.17%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,25,378 today — ₹5,95,000 invested, 6.5% XIRR.
₹5,95,000
Invested
₹8,25,378
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,83,822 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,12,839.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,47,567 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.11
Sharpe Ratio
—
Alpha
—
Beta
1.21
Sortino
0.97%
Std Dev
-0.57%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Franklin India Floating Rate Fund - Direct - IDCW
- 17.59% Chhattisgarh Sdl (11-Feb-2036)9.29%
- 27.33% Maharashtra Sdl (04-Mar-2034)9.17%
- 37.31% Karnataka Sdl (04-Sep-2033)9.17%
- 47.64% Rec Ltd (30-Apr-2027) **9.11%
- 56.94% Goi 2036 (11-May-2036)8.82%
- 6Hdfc Bank Ltd (12-Mar-2027) **8.56%
- 7National Bank For Agriculture & Rural Development (17-Mar-2027)8.55%
- 80.00% Jubilant Bevco Ltd (31-May-2028) **8.40%
- 90.00% Jubilant Beverages Ltd (31-May-2028) **8.11%
- 107.82% Bajaj Finance Ltd (31-Jan-2034) **7.40%
Investment Objective
Franklin India Floating Rate Fund · Regular · Growth by Franklin Templeton Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Franklin India Floating Rate Fund · Regular · Growth is a Floater Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹295 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index A-II. The current expense ratio is 0.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations