Franklin India Floating Rate Fund - Growth Plan
Franklin Templeton Mutual Fund
₹42.8139
₹0.02 (+0.05%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹42.8139
₹0.02 (+0.05%)
29 May 2026
AMFI: 101048
Direct · Growth
₹₹47.0400
₹0.03 (+0.06%)
29 May 2026
AMFI: 118508
Regular · IDCW
₹₹10.1547
₹0.00 (+0.00%)
29 May 2026
AMFI: 101044
Direct · IDCW
₹₹10.0602
₹0.00 (+0.00%)
29 May 2026
AMFI: 118507
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹30,100
Invested
₹69,623
Value today
6.1%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,281
Value today
6.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,05,000
Withdrawn
₹8,00,216
Corpus left
+₹13,05,216 net gain — withdrew ₹15,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,45,151
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,45,151 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,215
Regular plan
₹83,951
Direct earns ₹3,264 more on a ₹60K investment — 0.54% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.67
Sharpe Ratio
—
Alpha
—
Beta
0.74
Sortino
0.93%
Std Dev
-0.57%
Max Drawdown
Portfolio Holdings
Top 31 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
7.59% Chhattisgarh SDL (11-Feb-2036) IN3520250090 | 8.72% |
7.59% Chhattisgarh SDL (11-Feb-2036) IN3520250090 | 8.70% |
7.64% REC Ltd (30-Apr-2027) ** INE020B08EX7 | 8.66% |
7.31% Karnataka SDL (04-Sep-2033) $ ~~ IN1920250264 | 8.64% |
7.33% Maharashtra SDL (04-Mar-2034) IN2220250491 | 8.63% |
7.31% Karnataka SDL (04-Sep-2033) IN1920250264 | 8.59% |
7.33% Maharashtra SDL (04-Mar-2034) IN2220250491 | 8.58% |
Small Industries Development Bank of India (18-Feb-2027) ** INE556F16CB4 | 8.18% |
Canara Bank (26-Feb-2027) ** INE476A16I00 | 8.17% |
Small Industries Development Bank of India (18-Feb-2027) ** INE556F16CB4 | 8.15% |
Punjab National Bank (09-Mar-2027) ** INE160A16UQ6 | 8.15% |
Canara Bank (26-Feb-2027) ** INE476A16I00 | 8.15% |
HDFC Bank Ltd (12-Mar-2027) ** INE040A16IZ6 | 8.15% |
National Bank For Agriculture & Rural Development (17-Mar-2027) ** INE261F16AP5 | 8.14% |
HDFC Bank Ltd (12-Mar-2027) ** INE040A16IZ6 | 8.12% |
National Bank For Agriculture & Rural Development (17-Mar-2027) ** INE261F16AP5 | 8.12% |
0.00% Jubilant Bevco Ltd (31-May-2028) ** INE1D4P08019 | 7.97% |
0.00% Jubilant Bevco Ltd (31-May-2028) ** INE1D4P08019 | 7.93% |
0.00% Jubilant Beverages Ltd (31-May-2028) ** INE1D4O08012 | 7.68% |
0.00% Jubilant Beverages Ltd (31-May-2028) ** INE1D4O08012 | 7.63% |
GOI FRB 2033 (22-Sep-2033) $ ## ~~ IN0020200120 | 7.26% |
7.82% Bajaj Finance Ltd (31-Jan-2034) ** INE296A07SV1 | 7.06% |
7.82% Bajaj Finance Ltd (31-Jan-2034) ** INE296A07SV1 | 7.02% |
6.90% GOI 2065 (15-Apr-2065) IN0020250018 | 4.82% |
7.70% Poonawalla Fincorp Ltd (21-Apr-2028) ** INE511C07847 | 3.71% |
6.40% LIC Housing Finance Ltd (30-Nov-2026) ** INE115A07PN6 | 3.53% |
6.40% LIC Housing Finance LTD (30-Nov-2026) INE115A07PN6 | 3.52% |
7.70% Poonawalla Fincorp Ltd (21-Apr-2028) ** INE511C07847 | 3.44% |
GOI FRB 2033 (22-Sep-2033) $ $ ~~ IN0020200120 | 1.81% |
Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.36% |
Corporate Debt Market Development Fund Class A2 INF0RQ622028 | 0.36% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
Franklin India Floating Rate Fund - Growth Plan by Franklin Templeton Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Franklin India Floating Rate Fund - Growth Plan is a Floater Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹306 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Short Duration Debt Index A-II. The current expense ratio is 0.94%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations