Franklin India Government Securities Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹61.1556
as of 14 Jul 2026
Expense Ratio
1.23%
AUM
₹177 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.71%
- 3Y
- +5.94%
- 5Y
- +5.10%
- Since Inception
- +6.67%
SIP returns (XIRR)
- 1Y
- +5.92%
- 3Y
- +5.79%
- 5Y
- +5.62%
- Since Inception
- +6.46%
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,84,449 today — ₹6,00,000 invested, 5.3% XIRR.
₹6,00,000
Invested
₹7,84,449
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,67,437 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹8,89,923.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,36,305 today (1.36×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.29
Sharpe Ratio
—
Alpha
—
Beta
-0.30
Sortino
2.86%
Std Dev
-3.29%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.90% Goi 2065 (15-Apr-2065) $ ~~46.66%
- 27.66% Maharashtra Sdl (04-Mar-2047)18.06%
- 37.73% Andhra Pradesh Sdl (23-Mar-2032)9.26%
- 47.62% Punjab Sdl (28-Jan-2033)9.23%
- 57.86% Haryana Sdl (29-Jun-2032)6.34%
- 67.17% Rajasthan Sdl (02-Mar-2032)3.03%
- 77.65% Bihar Sdl (24-Dec-2033)1.95%
- 87.64% Uttarakhand Sdl (24-Dec-2032)0.43%
- 97.32% Chhattisgarh Sdl (05-Mar-2037)0.31%
- 107.32% West Bengal Sdl (05-Mar-2038)0.30%
Investment Objective
Franklin India Government Securities Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Franklin India Government Securities Fund · Regular · Growth is a Gilt Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹177 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations