Franklin India Gilt Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹61.3060
as of 28 Sept 2026
Expense Ratio
1.22%
AUM
₹157 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.36%
- 3Y
- +5.81%
- 5Y
- +4.81%
- Since Inception
- +6.62%
SIP returns (XIRR)
- 1Y
- +4.64%
- 3Y
- +5.16%
- 5Y
- +5.30%
- Since Inception
- +6.38%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,80,059 today — ₹6,00,000 invested, 5.2% XIRR.
₹6,00,000
Invested
₹7,80,059
Value today
5.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,61,460 today (4.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹8,34,544.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,36,640 today (1.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.70
Sharpe Ratio
—
Alpha
—
Beta
-0.71
Sortino
2.90%
Std Dev
-3.29%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.66% Maharashtra Sdl (04-Mar-2047)21.07%
- 27.02% Punjab Sdl (01-Jul-2030)13.65%
- 37.73% Andhra Pradesh Sdl (23-Mar-2032)10.68%
- 47.62% Punjab Sdl (28-Jan-2033)10.30%
- 5182 Dtb (15-Oct-2026)10.13%
- 67.86% Haryana Sdl (29-Jun-2032)7.04%
- 77.17% Rajasthan Sdl (02-Mar-2032)3.48%
- 87.56% Kerala Sdl (08-Jul-2039)3.46%
- 97.65% Bihar Sdl (24-Dec-2033)2.17%
- 107.56% Himachal Pradesh Sdl (08-Jul-2039)2.03%
What this fund does
Franklin India Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Franklin India Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹157 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.22%.