Franklin India Government Securities Fund - Growth
Franklin Templeton Mutual Fund
₹60.1327
₹0.05 (+0.09%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹60.1327
₹0.05 (+0.09%)
29 May 2026
AMFI: 100493
Direct · Growth
₹₹66.2192
₹0.06 (+0.09%)
29 May 2026
AMFI: 118498
Regular · IDCW
₹₹10.6242
₹0.01 (+0.09%)
29 May 2026
AMFI: 100494
Direct · IDCW
₹₹11.8167
₹0.01 (+0.09%)
29 May 2026
AMFI: 118497
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹26,200
Invested
₹55,611
Value today
6.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹25,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹25,000
Invested
₹1,01,827
Value today
6.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,10,000
Withdrawn
₹12,92,552
Corpus left
+₹16,02,552 net gain — withdrew ₹13,10,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,34,025
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,34,025 — a 1.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹81,090
Regular plan
₹78,696
Direct earns ₹2,394 more on a ₹60K investment — 0.40% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.45
Sharpe Ratio
—
Alpha
—
Beta
-0.45
Sortino
2.83%
Std Dev
-3.29%
Max Drawdown
Portfolio Holdings
Top 10 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
6.90% GOI 2065 (15-Apr-2065) $ ~~ IN0020250018 | 46.66% |
7.66% Maharashtra SDL (04-Mar-2047) IN2220250509 | 18.06% |
7.73% Andhra Pradesh SDL (23-Mar-2032) IN1020220746 | 9.26% |
7.62% Punjab SDL (28-Jan-2033) IN2820250164 | 9.23% |
7.86% Haryana SDL (29-Jun-2032) IN1620220112 | 6.34% |
7.17% Rajasthan SDL (02-Mar-2032) IN2920210514 | 3.03% |
7.65% Bihar SDL (24-DEC-2033) IN1320250211 | 1.95% |
7.64% Uttarakhand SDL (24-DEC-2032) IN3620250065 | 0.43% |
7.32% Chhattisgarh SDL (05-Mar-2037) IN3520240083 | 0.31% |
7.32% West Bengal SDL (05-Mar-2038) IN3420240225 | 0.30% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Franklin India Government Securities Fund - Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Franklin India Government Securities Fund - Growth is a Gilt Fund mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹177 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations