Franklin India Liquid Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹6331.4425
as of 29 Sept 2026
Expense Ratio
0.20%
AUM
₹3,437 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.77%
- 3Y
- +6.19%
- 5Y
- +5.61%
- Since Inception
- +6.71%
SIP returns (XIRR)
- 1Y
- +5.88%
- 3Y
- +6.01%
- 5Y
- +6.00%
- Since Inception
- +6.36%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,89,398 today — ₹6,00,000 invested, 5.4% XIRR.
₹6,00,000
Invested
₹7,89,398
Value today
5.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,69,118 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,01,779.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,37,377 today (1.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-13.96
Sharpe Ratio
—
Alpha
—
Beta
-11.47
Sortino
0.16%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1182 Dtb (10-Sep-2026)8.21%
- 291 Dtb (01-Oct-2026) $$ ~~8.19%
- 3Union Bank Of India (04-Sep-2026) **4.11%
- 47.44% Small Industries Development Bank Of India (04-Sep-2026) **3.88%
- 5Hdfc Securities Ltd (11-Sep-2026) **@3.12%
- 6Rec Ltd (22-Oct-2026) **@2.85%
- 7Small Industries Development Bank Of India (03-Sep-2026)@2.63%
- 8Hdfc Bank Ltd (10-Sep-2026)2.46%
- 9Iifl Home Finance Ltd (09-Sep-2026) **@2.46%
- 10Sundaram Finance Ltd (11-Sep-2026) **@2.46%
What this fund does
Franklin India Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Franklin India Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹3,437 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Liquid Index A-I. The current expense ratio is 0.20%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods