Franklin India Money Market Fund - Growth Option
Franklin Templeton Mutual Fund
₹52.8646
₹0.03 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹52.8646
₹0.03 (+0.07%)
29 May 2026
AMFI: 101357
Direct · Growth
₹₹54.6976
₹0.04 (+0.07%)
29 May 2026
AMFI: 118506
Regular · IDCW
₹₹10.0525
₹0.00 (+0.00%)
29 May 2026
AMFI: 122443
Direct · IDCW
₹₹10.0646
₹0.00 (+0.00%)
29 May 2026
AMFI: 122444
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹29,100
Invested
₹75,460
Value today
7.1%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹10,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹10,000
Invested
₹52,865
Value today
7.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹14,55,000
Withdrawn
₹15,13,480
Corpus left
+₹19,68,480 net gain — withdrew ₹14,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,813
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,813 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,048
Regular plan
₹84,292
Direct earns ₹756 more on a ₹60K investment — 0.13% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised1.19
Sharpe Ratio
—
Alpha
—
Beta
1.60
Sortino
0.45%
Std Dev
-0.12%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Bajaj Housing Finance Ltd (23-Feb-2027) **@ INE377Y14BZ2 | 7.10% |
182 DTB (03-Sep-2026) IN002025Y487 | 7.03% |
Bajaj Housing Finance Ltd (23-Feb-2027) **@ INE377Y14BZ2 | 6.57% |
Piramal Finance Ltd (30-Oct-2026) **@ INE202B14PO4 | 6.38% |
HDFC Bank Ltd (24-Feb-2027) ** INE040A16IO0 | 5.92% |
Piramal Finance Ltd (30-Oct-2026) **@ INE202B14PO4 | 5.91% |
National Bank For Agriculture & Rural Development (22-Jan-2027) ** INE261F16AF6 | 5.49% |
HDFC Bank Ltd (24-Feb-2027) INE040A16IO0 | 5.48% |
National Bank For Agriculture & Rural Development (22-Jan-2027) INE261F16AF6 | 5.07% |
Canara Bank (02-Mar-2027) ** INE476A16H35 | 4.74% |
Embassy Office Parks Reit (12-Mar-2027) **@ INE041014080 | 4.72% |
IDBI Bank Ltd (11-Mar-2027) ** INE008A168A9 | 4.72% |
Bank of Baroda (04-Dec-2026) ** INE028A16KO1 | 4.46% |
Canara Bank (02-Mar-2027) ** INE476A16H35 | 4.38% |
IDBI Bank Ltd (11-Mar-2027) ** INE008A168A9 | 4.36% |
Embassy Office Parks Reit (12-Mar-2027) **@ INE041014080 | 4.35% |
Union Bank of India (19-Jan-2027) ** INE692A16KU1 | 3.58% |
National Bank For Agriculture & Rural Development (28-Jan-2027) ** INE261F16AH2 | 3.57% |
Credila Financial Services Ltd (01-Mar-2027) **@ INE539K14BZ6 | 3.52% |
Union Bank of India (19-Jan-2027) ** INE692A16KU1 | 3.31% |
National Bank For Agriculture & Rural Development (28-Jan-2027) ** INE261F16AH2 | 3.30% |
Credila Financial Services Ltd (01-Mar-2027) **@ INE539K14BZ6 | 3.26% |
Small Industries Development Bank of India (29-Jan-2027) ** INE556F16BX0 | 2.98% |
Small Industries Development Bank of India (29-Jan-2027) ** INE556F16BX0 | 2.75% |
Small Industries Development Bank of India (18-Feb-2027) ** INE556F16CB4 | 2.73% |
Small Industries Development Bank of India (18-Feb-2027) ** INE556F16CB4 | 2.52% |
91 DTB (30-Apr-2026) $ ~~ IN002025X430 | 2.52% |
Bank of Baroda (11-Dec-2026) ** INE028A16KT0 | 2.40% |
Axis Bank Ltd (17-Dec-2026) ** INE238AD6CB1 | 2.40% |
Bank of Baroda (06-Jan-2027) ** INE028A16KX2 | 2.39% |
Axis Bank Ltd (14-Jan-2027) ** INE238AD6BW9 | 2.39% |
Canara Bank (28-Jan-2027) ** INE476A16G28 | 2.38% |
Bank of Baroda (05-Mar-2027) ** INE028A16LR2 | 2.37% |
HDFC Bank Ltd (05-Mar-2027) ** INE040A16IU7 | 2.37% |
Bank of Baroda (11-Dec-2026) ** INE028A16KT0 | 2.22% |
Axis Bank Ltd (17-Dec-2026) ** INE238AD6CB1 | 2.22% |
Bank of Baroda (06-Jan-2027) ** INE028A16KX2 | 2.21% |
Axis Bank Ltd (14-Jan-2027) ** INE238AD6BW9 | 2.21% |
Canara Bank (28-Jan-2027) ** INE476A16G28 | 2.20% |
HDFC Bank Ltd (11-Sep-2026) ** INE040A16HN4 | 1.83% |
Standard Chartered Capital Ltd (10-Sep-2026) **@ INE403G14TT8 | 1.83% |
Union Bank of India (10-Dec-2026) ** INE692A16KQ9 | 1.80% |
Cholamandalam Investment and Finance Co Ltd (22-Jan-2027) **@ INE121A14YF8 | 1.78% |
Canara Bank (04-Mar-2027) ** INE476A16H43 | 1.78% |
Arka Fincap Ltd (26-Feb-2027) **@ INE03W114724 | 1.76% |
Standard Chartered Securities (India) Ltd (08-Mar-2027) **@ INE472H14821 | 1.76% |
HDFC Bank Ltd (11-Sep-2026) ** INE040A16HN4 | 1.70% |
Punjab National Bank (15-Sep-2026) INE160A16UT0 | 1.70% |
Standard Chartered Capital Ltd (10-Sep-2026) **@ INE403G14TT8 | 1.69% |
Small Industries Development Bank of India (04-Dec-2026) ** INE556F16BS0 | 1.67% |
Performance Comparison
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Our experts will help you decide if this fund fits your goals.
Investment Objective
Franklin India Money Market Fund - Growth Option by Franklin Templeton Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
Franklin India Money Market Fund - Growth Option is a Money Market mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹3,948 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index A-I. The current expense ratio is 0.28%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations