UTI Money Market Fund · Regular · Growth
NAV
₹3290.0446
as of 14 Jul 2026
Expense Ratio
—
see scheme documents
AUM
₹18,220 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.10%
- 3Y
- +7.26%
- 5Y
- +6.50%
- Since Inception
- +7.25%
SIP returns (XIRR)
- 1Y
- +6.28%
- 3Y
- +7.05%
- 5Y
- +7.01%
- Since Inception
- +7.05%
Returns calculated from 02 December 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,37,250 today — ₹6,00,000 invested, 6.6% XIRR.
₹6,00,000
Invested
₹8,37,250
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,89,917 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹10,61,916.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹1,47,415 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.67
Sharpe Ratio
—
Alpha
—
Beta
2.11
Sortino
0.49%
Std Dev
-0.15%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Money Market Fund - Regular Plan - Annual IDCW
- 1Nabard - 10/03/20273.06%
- 2182 Days T-Bill - 18/06/20262.69%
- 3National Bank For Fin Infra & Dev - 02/03/20272.55%
- 4Hdfc Bank Ltd - 05/03/20272.55%
- 5Hdfc Bank Ltd - 24/02/20272.30%
- 6Small Indst. Dev. Bank Of India - 04/12/20262.08%
- 7Nabard - 22/01/20272.06%
- 8Nabard - 28/01/20272.06%
- 9Indian Bank - 05/02/20272.05%
- 10Small Indst. Dev. Bank Of India - 26/02/20272.05%
Investment Objective
UTI Money Market Fund · Regular · Growth by UTI Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
UTI Money Market Fund · Regular · Growth is a Money Market mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹18,220 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations