Franklin India Money Market Fund · Regular · Growth
Franklin Templeton Mutual Fund
NAV
₹53.7416
as of 03 Aug 2026
Expense Ratio
0.28%
AUM
₹4,240 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.24%
- 3Y
- +7.23%
- 5Y
- +6.39%
- Since Inception
- +7.11%
SIP returns (XIRR)
- 1Y
- +6.49%
- 3Y
- +7.05%
- 5Y
- +6.96%
- Since Inception
- +7.17%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,27,295 today — ₹5,95,000 invested, 6.5% XIRR.
₹5,95,000
Invested
₹8,27,295
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,89,939 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,72,090.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹1,47,215 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.66
Sharpe Ratio
—
Alpha
—
Beta
2.14
Sortino
0.50%
Std Dev
-0.12%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.67% Uttar Pradesh Sdl (12-Apr-2027)10.51%
- 2Bajaj Housing Finance Ltd (23-Feb-2027) **@7.32%
- 3Piramal Finance Ltd (30-Oct-2026) **@6.59%
- 4Hdfc Bank Ltd (24-Feb-2027)6.11%
- 5National Bank For Agriculture & Rural Development (22-Jan-2027) **5.65%
- 6Canara Bank (02-Mar-2027)4.88%
- 7Idbi Bank Ltd (11-Mar-2027) **4.86%
- 8Embassy Office Parks Reit (12-Mar-2027) **@4.86%
- 9National Bank For Agriculture & Rural Development (28-Jan-2027)3.68%
- 10Credila Financial Services Ltd (01-Mar-2027) **@3.64%
Investment Objective
Franklin India Money Market Fund · Regular · Growth by Franklin Templeton Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
Franklin India Money Market Fund · Regular · Growth is a Money Market mutual fund offered by Franklin Templeton Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹4,240 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index A-I. The current expense ratio is 0.28%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations